What is the loan amount for studying abroad?

You should prepare a lot of money to study abroad at your own expense. Fortunately, many banks have now opened their lending policies. How much can I bring with me to study abroad? Let me talk about the loan amount for studying abroad first.

China Citic Bank

New Zealand: for students with bachelor degree or above, the loan amount is not less than 300,000 yuan; For students studying "Language+Foundation+Degree", the loan amount is 500,000-600,000 yuan, with a maximum of 600,000 yuan. The loan term is 3-6 years. New Zealand study abroad loans are not allowed to be repaid in advance. If you have completed your studies in New Zealand before the end of the loan period, you can contact the New Zealand Immigration Bureau to issue a certificate of completion, so that the applicant can settle all the remaining loans at CITIC Bank.

Australia: The loanable amount is determined according to the annual tuition fee and living standard provided by the school, and the upper limit is 800,000 yuan. The loan term is 1-6 years.

Industrial and Commercial Bank of China

If you choose mortgage, the loan cannot exceed 70% of the value of individual housing; If pledge is selected, the loan cannot exceed 90% of the pledged property, with a loan ceiling of 20 million and a term of 8 years.

Shanghai Pudong Development Bank

The maximum loan amount is 800,000 yuan, and it shall not exceed the sum of the equivalent RMB of the registration fee, tuition fee, living expenses and other necessary expenses specified in the admission notice of the school studying abroad or other valid admission certificates. The loan period can be determined according to the study abroad period, the borrower's income and the specific circumstances of providing loan guarantee, and the longest period is no more than 6 years.

Everbright Bank

The mortgage loan shall not exceed 60% of the house value; The pledged loan shall not exceed 90% of the pledged property, and there is no specific upper limit. The loan period is the study abroad time plus the first half of the year.