How do old Americans spend their old age?

In America? Half-breed? Under the social security system, China people also have their own ways of providing for the aged. The 90-year-old Mrs. Kang, who lives in Los Angeles, told the American Overseas Chinese News that she enjoyed the government's subsistence allowance, filial piety pocket money for her children and her own savings, and her life was very moist. And then what? Housing for the elderly? Miss Li believes that in the United States, old-age care still depends on oneself. 90-year-old woman: low income, hidden wealth?

Recently, an article was posted on the Internet, saying that China can't provide for the aged without 654.38+0 million yuan. Many people will ask, how do the elderly in America spend their old age? Do they also need a lot of money to support them? With this question, the reporter of American Overseas Chinese News interviewed 90-year-old Mrs. Kang who lives in Los Angeles.

According to the old man, she was 62 years old 28 years ago and her son moved her from Hong Kong to the United States. After that, his son applied for various benefits for her, including low-income housing and medical insurance (red and blue cards).

Mrs. Kang soon got a two-bedroom, one-bedroom apartment for the low-income elderly provided by the government, with a rent of $65,438+0,200/month, but considering the elderly? Zero income? So is the son? Low income? The government agreed to subsidize the elderly with $400 in rent, and the remaining $800 was paid by the son.

Mrs. Kang, who suffers from arthritis, can't move easily. The government pays her $800 a month and invites a female social worker to buy food, cook and wash clothes for her in the nursing home three days a week. The government also provides wheelchairs for the elderly to let social workers push her out for a walk.

In addition, the government provides Ms. Kang with food stamps worth more than 200 dollars every month to solve her food problem.

The old man revealed a secret to the reporter of the American Overseas Chinese News: she has real estate in Hong Kong and some savings. After coming to America, all three children gave her pocket money. Her little life is very beautiful. Not only do she have medical insurance for her teeth and eyes, but she also travels with her children every year until she is 80 years old.

Mrs. Kang asked reporters to write her story under an alias because she was worried that the government would know, which would affect her welfare for the elderly. She whispered:? My child's pocket money adds up to more than $65,438+0,000, but it is directly given to me and cannot be deposited in the bank. Otherwise, if the government finds out that I have money, all the benefits may be cancelled. ?

An insurer revealed that there are many in the United States? Poor in bills and rich in pockets? what's up Low income? Families, the purpose of this is to enjoy more American welfare. Some people used to have houses, but in order to become? Low income? The house I bought before I retired, the government came to check, saying that the money for buying a house? Gambling? Light, what is the result? Low income? , not only free? White card? After retirement, I also lived in a low-income apartment for the elderly.

Frustrated businessman? Housing for the elderly?

In the United States, many people have the idea of relying on the government to provide for the elderly, because the government provides generous benefits for those elderly people with no income or low income. Miss Li, who once made a lot of money, has different ideas from others. Her experience made her realize that it is safest to support the elderly on her own.

Miss Li, who lives in the most concentrated Chinese city in Los Angeles, came to the United States from Taiwan Province Province 40 years ago to do business, and then simply stayed in the United States. Miss Li is engaged in jewelry business, which is also her family business. In the mid-1970s, Miss Li wholesaled jewelry in the United States, earning more than 20,000 dollars in about half a month. At that time, she could buy a single-family house on a beautiful hillside in the suburbs of Los Angeles for $20,000.

In the late 1970s, Miss Li became a family and started a real estate business with her husband. By the mid-1980s, the couple had made millions, bought many properties in Nanjia, and partnered with others to open bowling alleys and Japanese restaurants.

But in the early 1990s, the United States encountered an economic crisis. Due to careless investment in commercial real estate, the couple lost almost all their money and divorced.

In the following decades, Miss Li lived on the only property left in that year. She rented the three-bedroom apartment building with basement to five tenants. In addition to paying $800 monthly bank real estate loan, $65,438+050 community service fee and more than $2,700 annual real estate tax, she still has some cash left for her life.

Medical treatment is basically free. Miss Li is an American citizen. She has both medical insurance provided by the federal government and medical insurance provided by the California government, but the premise is that her existing property will be owned by the government after a hundred years. Miss Li has no children and doesn't care about the property behind her. She is satisfied with her present living conditions.

According to Miss Li's current income level, she can apply for living allowance from the federal government. When government officials examine the applicant's assets, they don't count the real estate, but only check the applicant's bank deposits. Miss Li's personal account deposit is less than 2000 dollars. However, after receiving the federal living allowance for two years and two months, Miss Li suddenly received a notice. The federal government asked her to stop enjoying the federal living allowance immediately and asked her to return the federal living allowance she had received before.

Miss Li later found out that the federal government had found the joint accounts of the heads of three other conjoined residential buildings, and the deposit in this account exceeded $3,000. Miss Li said that she could only admit that she was unlucky when such a thing happened. Fortunately, the federal government requires Miss Li to repay in installments for 30 years, which greatly reduces the pressure brought to her by monthly repayment.

? Fortunately, I have this property, otherwise life will be very hard. ? With this experience, Miss Li believes that supporting the elderly in the United States still depends on herself.