About rural endowment insurance?

At present, the country is carrying out pilot work of new rural social endowment insurance in some rural areas of the country. This kind of insurance you are talking about is this kind of "new rural insurance". But Guangxi doesn't have to pay so much money, does it? "Last year it was 28,000 yuan, and now it has risen to 50,000 yuan", which sounds ridiculous to me! As far as I know, the highest payment level in the pilot scheme in Guangxi is 500 yuan, and the payment is 15 years, that is, 7500 yuan. How can there be twenty-eight thousand or fifty thousand? Very strange! Is this insurance you are talking about a new rural insurance? Be careful not to be fooled! I suggest you take a look at the following related policies issued by Guangxi:

General Office of Guangxi Zhuang Autonomous Region People's Government

Notice on Forwarding the Guiding Opinions of the Department of Human Resources and Social Security of the Autonomous Region on the Pilot Work of New Rural Social Endowment Insurance in Guangxi Zhuang Autonomous Region

(Zheng Gui Office No.3 [20 10])

The people's governments of cities and counties, the General Administration of Agricultural Reclamation of the autonomous region, and the departments and institutions directly under the people's government of the autonomous region:

The Guiding Opinions of the Department of Human Resources and Social Security and the Department of Finance of the Autonomous Region on the Pilot Project of New Rural Social Endowment Insurance in Guangxi Zhuang Autonomous Region have been agreed by the people's government of the autonomous region and are hereby forwarded to you. Please implement it carefully.

General Office of Guangxi Zhuang Autonomous Region People's Government

20 10 year 1 8 month

Guangxi Zhuang Autonomous Region

Guiding opinions on the pilot project of new rural social endowment insurance

(Department of Human Resources and Social Security, Department of Finance, Autonomous Region)

Chapter I General Principles

Article 1 In order to further improve the social security system in our region, coordinate urban and rural social development, and ensure the basic livelihood of rural residents in their later years, this guidance is formulated in accordance with the relevant provisions of the State Council's Guiding Opinions on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [2009] No.32) and combined with the actual situation in our region.

Article 2 The new rural social endowment insurance (hereinafter referred to as the new rural social endowment insurance) adheres to the basic principle of "ensuring basic, wide coverage, flexibility and sustainability", adopts the basic mode of combining social pooling with individual accounts, and implements the financing mode of combining individual contributions, collective subsidies and government subsidies, and the payment mode of pension benefits combining basic pensions with individual account pensions.

Third people's governments at all levels are responsible for organizing the implementation of the new rural endowment insurance. The human resources and social security departments at or above the county level are in charge of the new rural social endowment insurance. Organizations, propaganda, compilation, development and reform, public security, civil affairs, finance, land and resources, agriculture, population and family planning, statistics, disabled persons' federations and other departments shall do a good job in relevant work according to their relevant responsibilities.

Chapter II Insurance Scope

Article 4 Rural residents with household registration in Guangxi Zhuang Autonomous Region who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at the place where they are registered.

Chapter III Payment of Endowment Insurance Fees

Fifth rural residents who participate in the new rural insurance shall pay the old-age insurance premium according to the regulations. The payment standard is set at five levels: annual 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan, and the people's government in the overall planning area can add payment levels according to the actual situation. Insured people choose their own grades to pay, and pay more. The people's Government of the autonomous region shall, according to the growth of the per capita net income of rural residents, adjust the payment grade in a timely manner.

Sixth conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee at a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

Article 7 The local government subsidizes the payment of the insured, and the subsidy standard is 30 yuan per person per year according to the lowest payment grade, and the 5 yuan will be increased for each grade of the payment grade.

If the severely disabled people in rural areas and the five-guarantee recipients choose the lowest payment grade, the local government will pay in full; Rural residents choose the lowest payment grade, and the local government pays the old-age insurance premium according to 50 yuan every ten years; The local government grants 30 yuan subsidy to each person every year according to the subsidy standard of the lowest payment grade. If the severely disabled, five-guarantee households and low-guarantee households in rural areas choose the lowest payment grade (excluding the lowest grade) and above, the local government will no longer pay the old-age insurance premium for them.

The people's Government of the autonomous region shall timely adjust the payment subsidy standards according to the economic and social development of the whole region.

Eighth autonomous regions to determine the level of payment subsidies required funds by the autonomous region, prefecture-level cities, counties in the proportion of 6: 2: 2 (autonomous regions directly under the financial reform counties in the proportion of 8: 0: 2); For severely disabled people in rural areas, five-guarantee households and low-guarantee households, part or all of the low-guarantee old-age insurance premiums reduced or exempted by local governments shall be borne by the autonomous region, prefecture-level cities and county-level finances at the ratio of 7: 1: 2 (autonomous regions directly administer the fiscal reform counties at the ratio of 8: 0: 2).

If the people's government of the overall planning area adds the payment grade, the required payment subsidy funds shall be borne by the people's government of the overall planning area, and the specific standards and measures shall be determined by the people's government of the overall planning area.

Chapter IV Personal Accounts

Ninth new agricultural insurance agencies for each insured person to establish a lifelong record of the pension insurance personal account.

Article 10 The composition of an individual account is as follows:

(1) Endowment insurance premiums paid by individuals;

(two) the village collective and other economic organizations, social welfare organizations and individuals to pay the insurance subsidy funds;

(3) Subsidy funds paid by the local government to the insured;

(four) personal account funds operation or deposit interest income.

Article 11 Personal accounts shall be managed by the complete accumulation system and the real account system. At present, the amount stored in personal accounts bears interest every year with reference to the one-year RMB deposit rate of financial institutions announced by the People's Bank of China.

Twelfth insured death, personal account balance, in addition to government subsidies, a one-time payment to its designated beneficiary or legal heir; The balance of government subsidies is used to continue to pay the pensions of other insured persons.

Chapter V Pension Insurance Benefits

Thirteenth insured persons who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers may apply for the new rural insurance benefits on a monthly basis.

Fourteenth new rural insurance benefits are composed of basic pension and personal account pension, which are paid for life. The calculation criteria are as follows:

(1) basic pension

The basic pension standard is 55 yuan per person per month, which is paid in full by the state finance. Conditional people's governments in the overall planning area may arrange funds to appropriately raise local basic pension standards, and part of the funds raised shall be borne by the people's governments in the overall planning area, and the specific measures shall be determined by the people's governments in the overall planning area.

(2) Personal account pension

The monthly payment standard of personal account pension is the total amount of personal account divided by 139. Personal account pension is paid from the insured's personal account. After the insured's personal account payment is completed, the district government is responsible for continuing to issue personal account pension.

Article 15 When the new agricultural insurance system is implemented, the rural registered elderly who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive the basic pension on a monthly basis without paying, but their children who meet the insurance conditions should pay the insurance fee; If the person is under 15 before receiving the payment, the annual payment shall be made, and the accumulated payment shall not exceed 15, and the local government shall give payment subsidies according to the provisions of Article 7 of these Measures; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

Article 16 The people's government of the autonomous region shall adjust the basic pension standard of the new rural insurance in a timely manner according to the national adjustment of the minimum standard of the basic pension of the new rural insurance and the economic and social development and price changes of the autonomous region.

Chapter VI Transfer of Endowment Insurance Relationship

Seventeenth insured persons within the administrative area of the autonomous region shall apply for the transfer of the new agricultural insurance relationship due to the change of household registration, and shall be handled in the following ways:

(a) the insured person flows in the overall planning area, and his pension insurance relationship and personal account files are transferred, but the personal account funds are not transferred.

(two) the insured person can transfer his pension insurance relationship, personal account files and personal account funds to the new insured place at one time, and enjoy the corresponding pension insurance benefits according to the relevant standards of the new insured place; If the new rural insurance system has not been established in the transfer place, the pension insurance relationship, personal account files and personal account funds will be temporarily stored in the original insured place and transferred when conditions permit.

Eighteenth insured persons across the administrative region of the autonomous region, according to the relevant provisions of the state.

Chapter VII Cohesion of Relevant Systems

Nineteenth after the implementation of this guidance, people who have participated in rural social endowment insurance (hereinafter referred to as the old rural insurance) will participate in the new rural insurance in the following ways:

(a) under the age of 60 and did not receive a pension of the insured, the old rural insurance personal account funds should be transferred to the new rural insurance personal account, continue to pay according to the new rural insurance payment standard, and enjoy the corresponding treatment after reaching the prescribed conditions.

(two) the insured who has reached the age of 60 and has received the new rural insurance pension can directly enjoy the new rural insurance basic pension from the date of implementing the new rural insurance system in the local area.

Article 20 The connection between the new rural insurance and the basic old-age insurance system for urban workers, the social security for landless farmers, the support policies for the later period of reservoir resettlement, the incentive and support policies for rural family planning, the incentive and guarantee mechanism for village cadres, the rural five guarantees, social special care and the rural minimum living security system shall be implemented in accordance with the relevant provisions of the state.

Chapter VIII Fund Management and Supervision

Twenty-first new agricultural insurance fund temporarily implemented county management, with the economic and social development and the implementation of the new agricultural insurance system, and gradually improve the management level.

Article 22 The new agricultural insurance fund shall be incorporated into the financial special account of the county-level social security fund, and shall be managed by two lines of revenue and expenditure, with separate accounting, so as to maintain and increase the value in accordance with the relevant provisions.

Article 23 The human resources and social security departments at all levels should earnestly perform the supervision duties of the new rural endowment insurance fund, formulate and improve the business management rules and regulations of the new rural endowment insurance, standardize business processes, establish and improve the internal control system and fund audit system, monitor and regularly check the fund raising, transfer and distribution, regularly disclose the information on the fund raising and payment of the new rural endowment insurance fund, be open and transparent, and strengthen social supervision. Finance, supervision and auditing departments at all levels shall exercise supervision according to their respective responsibilities, and it is strictly forbidden to misappropriate funds to ensure the safety of funds.

Twenty-fourth new rural insurance agencies and villagers' committees shall publicize the eligibility of the insured in the village for payment and treatment within the administrative village every year, and accept the supervision of the masses.

Chapter IX Handling Management and Service

Twenty-fifth people's governments at all levels should strengthen the construction of the new agricultural insurance agencies, in accordance with the principle of streamlining efficiency, integrate the existing rural social service resources, and establish and improve the management service institutions that meet the requirements of the new agricultural insurance. Strengthen the capacity building of the new rural endowment insurance, use modern management methods and the government to purchase services, reduce administrative costs and improve work efficiency. The business expenses and personnel expenses of the new agricultural insurance agency shall be included in the fiscal budget at the same level, and shall not be spent from the new agricultural insurance fund.

Twenty-sixth new rural insurance agencies are responsible for the registration management, payment declaration management, fund collection, personal account establishment and management, treatment approval and payment, insurance relationship transfer and connection.

The new rural insurance agencies should carefully record the payment and treatment of rural residents, establish insurance files and keep them properly for a long time.

Article 27 Establish a unified new rural endowment insurance information management system in the whole region, incorporate it into the social security information management system ("Golden Insurance Project"), and share information resources with other citizen information management systems. The management services such as enrollment registration, payment declaration, business accounting, salary payment and account inquiry of the insured are all included in the information system management to realize the standardization of business processes and handling services. The implementation of social security card, convenient for the insured card payment, receive treatment and query my insurance information.

Chapter X Supplementary Provisions

Article 28 These guidelines shall come into force as of 20 10 10 1.

Twenty-ninth this guidance by the human resources and social security department of the autonomous region, the autonomous region * * * Department of finance is responsible for the interpretation of.

Keywords: economic management, farmers' social security opinions

Comparing what you said with the documents issued by Guangxi Zhuang Autonomous Region, I can tell you for sure that the insurance you mentioned is not the new rural social endowment insurance (referred to as the new rural social endowment insurance) being implemented by the state, so you don't need to apply! I don't know whether your hometown is within the pilot scope of the new rural endowment insurance. You can apply for new rural insurance for parents within the pilot scope. The location is usually in your village Committee. See the documents issued by the autonomous region for specific plans. If it is outside the scope of the pilot, the new rural insurance will soon cover the whole of Guangxi.

The new rural endowment insurance is another important policy to benefit farmers after the abolition of agricultural tax, direct grain subsidy and new rural cooperative medical system. Driven by the state, the funds are guaranteed, open and transparent, and rural residents get more benefits with less investment. At present, it is very popular with the people in the pilot areas.