What is the pension situation of American immigrants?

According to American law, you can receive social security benefits at the age of 65 (67 for those born after 1960). How much money you can get each month depends on how much money employers and employees pay to the IRS during their pre-retirement work. According to the statistics of social security department, in July of 20 18, 47.47 million elderly people in the United States received social security benefits and supplements, with an average of $0/345 per month.

Of course, social security benefits are only part of the income of the elderly in the United States. Most people still have savings and pension investment plans purchased by their employers, themselves or both at work. According to the US Census Bureau's statistics of 20 1 1, the median wealth of American elderly families is about170,000 US dollars, which is not a small asset in the United States, with low price and mature investment channels.

According to American law, you can enjoy the federal health care plan from the age of 65. This scheme was implemented from 1965, which basically relieved the worries of the elderly about seeing a doctor.

The relationship between American family members is relatively independent. In many families, parents no longer provide financial support for their children after 18 years old, and parents do not need financial support when their children are old. But most American children will still help their parents, not in the form of alimony, but in the form of heavy work such as repairing houses and mowing lawns. Old people with better economic conditions will choose not to disturb their children and find corresponding maintenance companies and gardening companies to take care of them.

Further reading: the advantages of American investment immigrants

1. Applicants only need to prove the legal source of investment funds, regardless of language, education, age or business background.

2. With the American green card, you can freely enter and leave the United States without being restricted by the immigration supervisor, and your normal business and life in China will not be affected.

3. You don't need to start your own business, and you don't need to personally participate in business management.

4. Spouses and children under the age of 2/kloc-0 can get American green cards and enjoy the same benefits as American residents.

For the applicant, there is no requirement for residence, and he can freely enter and leave most developed countries in the world, such as the United States and Canada, which is helpful for the applicant to expand his business to the United States and even the world.

6. For the children of the applicant, they can enjoy free basic education in the United States and have priority to enter many excellent universities in the United States. The probability of entering Harvard, Yale, etc. It has increased from 3%-5% to 95%-97%, and you can choose to work in the United States or other countries in the world.

7. The social security and welfare system in the United States is also relatively perfect, including medical services, education subsidies for children of retirees, social security benefits, unemployment benefits, subsidies for children of low-income families, vocational training subsidies for the unemployed, and nutrition for schoolchildren.