What social benefits can new immigrants in Canada enjoy?

Canadian child tax benefits

As the name implies, the child tax benefit of milk gold is that this money is enough for children to drink milk. In Canada, every child can receive this subsidy every month from birth to 18 years old, and the amount depends on the parents' income last year.

Child care grant

Child care subsidy In Canada, preschool education for children before the age of 6 is self-funded and expensive. A child's monthly child care fee is 600-800 Canadian dollars, so many low-income families can't afford to send their children to early education, so the government specially allocates funds to set up child care subsidies. According to the specific situation of the applicant, the government sometimes subsidizes half and sometimes fully.

pension

Pension (OAS), Canadians can get old-age security pension regardless of their assets or income. As long as you are a Canadian citizen or immigrant, aged 65 or above, and have lived in Canada for at least 10 years after 18, you can get a partial OAS pension. The calculation method is based on the length of time you have lived in Canada.

Social welfare fund

Social welfare fund is the cornerstone of Canada's welfare system, which is used to ensure the basic living standard of every Canadian resident. Canadian residents can also apply for this benefit if they have no income but their bank deposits are below 1000 Canadian dollars.

If a person can get 500-700 Canadian dollars a month, a family of three can get about 1 100- 1300 Canadian dollars a month, which is enough to maintain family life.

Income security allowance

Income security allowance. If you have little or no income, you can apply for monthly income security allowance. The definition of income includes pension, living expenses, wages, unemployment insurance, labor remuneration or welfare from other countries. The less income, the more income security allowance.

spouse's benefit

If you meet the following conditions, you can also receive spouse allowance as an additional subsidy for couples who live only on the old-age security pension:

1, aged between 60 and 65, and the spouse is a person receiving old-age security.

2, the total income does not exceed the prescribed amount.

3. Have lived in Canada for at least 10 years after 18 years old. SPA must be reapplied every year. This allowance can continue to be paid until you remarry or reach the age of 65, even after your spouse dies.

Pregnancy allowance

Pregnant mothers can start receiving pregnancy allowance at least eight weeks before delivery, and applicants must wait two weeks before they can start receiving the allowance.

Therefore, pregnant mothers can take maternity leave at least 10 weeks before the expected date of delivery, and then immediately apply to the Canadian Human Resources Employment Insurance Office for pregnancy allowance.

The pregnancy allowance can only be paid for 15 weeks at most, but it will stop after the child is born 17 weeks. If the baby needs to be hospitalized due to health problems, the period of 17 weeks can be extended until the baby is discharged from the hospital and taken care of at home, but it cannot be delayed more than 52 weeks after the baby is born.

In any case, the pregnancy allowance can only be paid for 15 weeks at most.

Government office building

In order to provide housing for residents and low-income people, the Canadian government allocates funds to build a large number of government houses every year, which are managed by specialized companies entrusted by the government and rented at extremely low prices, and are often beautiful buildings. Who can apply? In principle, anyone can, but its special charging method automatically excludes the rich. The basic charging principle is to pay the rent according to the percentage of income.

medical insurance

Medical insurance medical service plan (MSP) Every province in Canada has a medical insurance plan to provide cheap and high-quality medical services. The Canadian government allocates about 4.8 billion Canadian dollars every year to realize health care benefits. The insurance plan includes medical services, consultation fees, hospitalization fees and surgery fees, but does not include medicines. If your family doctor thinks you need hospitalization or even surgery, regardless of the size of the surgery, all the expenses will be borne by the medical insurance plan. During hospitalization, patients don't have to pay any fees for food and medicine. Most prescription drugs for the elderly over 65 and those receiving social assistance are provided free of charge.

Pension plan

Canadian retirement plan (CPP) Except Quebec, all provinces in Canada implement the Canadian retirement plan. The Canadian retirement plan is a public insurance plan. Canadian residents who deduct a certain amount of pension contributions from their monthly income can get subsidies through this scheme after retirement or long-term physical disability. Pensions must be taxed, and applicants can get pensions anywhere in the world. Quebec has its own plan.