Is studying abroad worth it? How to calculate it?

In fact, for families with particularly good family income (middle-class families and above), studying abroad is not worth it. Studying abroad can be said to be just a normal choice. Not studying abroad is the more difficult thing to consider whether it is worth it. question.

For families who have asked whether studying abroad is worth it, the basic situation is that although it may be affordable, the family will have to bear greater pressure, whether it is selling the old house or not. , or parents’ retirement savings have been wiped out, or even borrowed, it can be said to be very difficult for these families, and the question of whether it is worth it may have to be considered many times in the mind.

Whether it is worth it or not can be discussed from two directions for most tangled families.

The first is long-term interests.

The consideration here is based on the value of studying abroad vs. studying at home. Learning professional knowledge is definitely the same goal for everyone. What's the difference?

First of all, in the long run, while living and studying abroad, you will broaden your horizons and learn about culture, economy, politics and other aspects that you cannot experience at home. These may soon change the direction of your life. , or maybe it's just a gradual influence, changing your pattern and vision unconsciously.

The benefits these changes bring to you cannot be described in a few words, and the disadvantages brought to you cannot be explained clearly in a short while. It all depends on how much you attach importance to the spiritual level and vision in your own values.

Secondly, in the short term, some students who have returned from studying abroad have started their own businesses, and some have been inspired by foreign business models. Some turtles have directly devoted themselves to overseas student education, study abroad applications and other businesses, taking advantage of market demand to start their own businesses.

However, there are also some international students who have not resisted the temptation of drugs, laughing gas and other bad temptations overseas. They live extravagantly, waste money and damage their bodies. These adverse effects must be unexpected.

The second is short-term benefits

The key consideration here is the return on investment ratio.

Although this calculation method is actually more mainstream, "How many years will it take to recover the cost of studying abroad" is almost a must-have question in all surveys of international students. This calculation consideration can be said to be a necessary consideration, but it should not be a sufficient part of your considerations. It does not mean that a low return on investment proves that studying abroad is not worth it.

We can cite the case of the mother who was a cleaner, and the whole family saved money to send her daughter to study in Australia (IELTS was taken seven times, and dual master's degrees lasted more than 3 years).

First of all, studying abroad will allow her daughter to find a job that is far better than the one she graduated from as an undergraduate after returning to her original school. The salary is higher, the benefits are better, and the development prospects are better.

Secondly, studying abroad gave her daughter the opportunity to immigrate to Australia. With a double master's degree background, it is more competitive to find relevant jobs in Australia. The social welfare in Australia is better than that in China. In the future, her daughter will take her parents with her. Life can be regarded as a time when the whole family immigrated several times.

At the same time, studying abroad allowed her daughter to realize her dream.

Furthermore, the cost of studying abroad is a family debt, which will need to be repaid jointly in the future. Obviously, if you borrow money to make other investments, your mother who has been a cleaner for more than 20 years may not have the financial resources to do so. Opportunities, studying abroad are opportunities and challenges for their family. The daughter's diligence and perseverance are the insurance for seizing opportunities and taking advantage of them to realize a well-off family.

For middle-class families, the return on investment may be another calculation.

Third, no matter what happens, how will you calculate the loss of studying abroad?

Some people may have high expectations for studying abroad. However, after returning to the country, due to high job requirements or other options at home, studying abroad will not have the short-term benefit of "increasing your starting salary" for you. , but at least there are the invisible gains of "study abroad resume", "academic training", and "overseas perspective". These are elements that can be valued in the recruitment of many companies.

If you do not choose a way out of your family, then you will gain an advantage and reflect your value in legitimate corporate recruitment.

There is an interesting case. Six years ago, the family sold their old house to cash out 1 million for their daughter to study abroad. They freed up 300,000 to buy a new house and paid the down payment. They bought a house in a remote suburb. A house worth 2 million yuan. Two years later, I bought another house worth 3 million yuan and paid a down payment. Six years later, after my daughter graduated, the value of the two houses rose to 4 million yuan and 4.5 million yuan respectively. When my daughter returned to China, she lived with her parents. In the city, I could only find a sales job with a basic salary of 2,000, so I had to ask someone to introduce my daughter to a state-owned enterprise with a monthly salary of 5,000.

Looking at the numbers, it seems that you can earn more by buying a house, but investing in education has become useless. , but in fact?

First of all, from the perspective of investment risks, real estate is one of the many investment targets. If you do not have professional investment knowledge or investment vision, but just buy a house because you need it, such investment income will It can be said to be an unexpected gain.

It doesn’t matter whether house prices rise or fall, whether you make a profit or lose money. Solving immediate needs is the real purpose of buying a house, so this decision does not meet the conditions for comparative analysis of investment returns from the beginning.

On the contrary, when you study abroad and learn relevant knowledge about economics and real estate, and have been observing the trends of related industries, and after returning home, you find the investment rules of real estate, and further make professional investments, isn't this more profitable? way?

As for studying abroad, it is definitely an educational investment that will make a profit without losing any money. This benefit is lifelong and cannot be realized in a year or two. In Jiang Sida's words, "You can become Fan Bingbing in one year, but you cannot become Lin Huiyin in one year." The value of people is infinite. Investors are far more important than solving immediate needs. The absolute positive return is income. The risk only lies in the size of the income and the time of harvest.

Because you can never imagine that Jack Ma went to the United States and built Alibaba and launched Taobao. If you are the one who goes there, you may not be able to achieve such great achievements, but even if it is not a big company, as long as it allows you to realize your potential that you would not be able to do if you did not study abroad, isn't it possible? The possibilities are endless.

Studying Abroad - Exploring the Infinite Possibilities of the Future

How many people have truly developed all their energy in this world? If you have such an opportunity, such energy, and such ability, why not try it?

Of course, I am not here to advocate that studying abroad is better than studying at home. I’m just saying that if you have the ability, conditions, and needs, if you can’t find a better possibility in China, after all, if you don’t do well in the college entrance examination, it will be more difficult to go to a good school. , or you have questions about the domestic education system, you have a natural rejection of domestic universities, and you are full of yearning and longing for studying abroad, these will become important reasons for you to choose to study abroad, rather than just calculating the short-term benefits and costs.

Since you have already made a plan and have the conditions, why should you care so much? You have to make your own way in the future. You or your family are looking forward to what kind of world you can make by studying abroad. A beautiful unknown.

Of course, once the cost of studying abroad has risen to a certain level, affecting the quality of life of you and your family, and even affecting your parents’ retirement, then you will inevitably have to shoulder the corresponding pressure caused by studying abroad. Improve your family, honor your parents, and achieve yourself. The multiple pressures may give you endless motivation and allow you to achieve extraordinary achievements, but once there is a slight setback, it may also become the straw that breaks your back.

There are too many things in the world that are uncertain. Since you can confirm your wishes and work in a good direction in the future, why bother to carefully calculate the exact return of the investment of studying abroad? Only you know that your study abroad is different from others’ study abroad. You are worthy of your study abroad experience. You have not neglected your studies, wasted your time, or closed yourself off.

I believe that most people who choose to study abroad will not care about the starting salary that is thousands or hundreds of yuan higher than that of domestic graduates. Instead, they believe in their own abilities and that their future is in their hands. hands.

Just like the Jiang Ge murder case in Japan, Jiang Ge’s mother was asked in an interview with the media, “Do you regret sending Jiang Ge to study abroad because this happened?”

Jiang Ge’s mother’s answer was, “It is Jiang Ge’s wish to study in Japan. She worked very hard during her year in Japan and gained a sense of accomplishment in her life. I believe she will not regret this experience.”

Yes, shouldn’t people follow their own wishes and move towards a beautiful goal?

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