Life after immigrating to Canada

Canadian immigrants can enjoy various benefits:

Resettlement allowance: parents of children under 18 can enjoy it. How much depends on family income.

Day-care allowance: If children's parents are working and cannot pay the full day-care fee, they can apply for day-care allowance.

Unemployment insurance: Most immigrants in Canada enjoy unemployment insurance. You can pay unemployment insurance if you are unemployed.

Pension: People over 65 who have lived in Canada for 10 years can receive a full pension.

Retirement: People who pay pension tax during working hours can apply for a pension.

Medical insurance: Canada implements the universal health insurance plan. Residents enjoy free medical services and need to be admitted to hospital. Your hospitalization expenses, medical expenses and meals are paid by the health care plan.

Social welfare fund: the poor can apply for government housing and living allowance to ensure that you have no worries about food and clothing.

Free education: 12 Basic education is free, and adult basic education is also free. Higher education and vocational education can apply for interest-free loans and subsidies regardless of age and sex.

Free help from the government community church: fair and just, non-discriminatory, very touching.

Corporate benefits: Canadian immigrants have corporate benefits, and the whole family enjoys lifelong disability, prescription drugs and medical care.

1. Except for dentistry, the health care plan is almost free.

Over 2.65 years old, medical expenses are free.

In addition, according to statistics, 62% of adults are healthy, 77% of adults see a doctor at least once a year, 55% of adults see a dentist once a year, and 35% of adults see an ophthalmologist once a year.

The Canadian government allocates about 4.8 billion Canadian dollars for medical benefits every year, with an average share of 65.438+600,000 for each Canadian.

Health care plan: the cost of health care plan varies from province to province, while Ontario is free. All provinces provide low-cost and high-quality health care programs. Patients don't have to pay medical fees when they see a doctor, but only pay medical fees.

Chinese medicine: There are thousands of Chinese medicine practitioners in Canada, but seeing Chinese medicine is not included in the medical insurance plan.

Abortion: Abortion is legal, but the operation must be carried out by legal medical personnel.

Hospitalization: If you are enrolled in a health care plan (free in Ontario) and need to be hospitalized, your hospitalization expenses, medical expenses and meals will be paid by the health care plan.

Social Security Number: To work in Canada, you must first have a SINCARD, work permit or work card.

Income Security Allowance (GIS): If you have little or no income, you can apply for monthly income security allowance. The definition of income includes pension, living expenses, wages, unemployment insurance, labor remuneration or welfare from other countries.

The less income, the more income security allowance. If you are married, your spouse's income will be taken into account when calculating your due gross income (GIS). GIS must be reapplied every year.

Spouse allowance (SPA): If you meet the following conditions, you can also get spouse allowance, which is an additional allowance for couples who only rely on the old-age security pension:

1. The age is between 60 and 65, and the spouse is a person receiving old-age security.

2. The total income does not exceed the specified amount.

3. Have lived in Canada for at least 10 years after 18 years old. SPA must be reapplied every year. This allowance can continue to be paid to you until you remarry or reach 65 years old, even if your spouse dies.

Children under 0/8 of family welfare/kloc-can receive a lot of pocket money every month, commonly known as milk money. This kind of family welfare allowance can be collected at the welfare office in your neighborhood.

Unemployment insurance: If you can't work because of unemployment, illness, having a baby or adopting a child, about 95% of Canadians can get temporary income through the national unemployment insurance scheme.

Unemployment benefits: new immigrants must work for more than half a year to receive benefits.

OAS: Canadians can get an old-age security pension, regardless of their assets or income. The Organization of American States does not need donations. As eligibility depends on a certain number of years of residence, new immigrants cannot enjoy full pension. However, if you are a Canadian immigrant or citizen, aged 65 or above, and have lived in Canada for at least 10 years after 18, you can get a partial OAS pension. The calculation method is based on the number of years you have lived in Canada.

Pension Plan: The Canadian Pension Plan (CPP) is a compulsory federal pension plan, similar to private pensions. The plan provides pensions, living benefits and disability benefits. Almost everyone who works participates in CPP payment, including the self-employed

You are eligible for CPP if you meet the following two conditions:

1. You have paid the CPP contribution for at least one year.

2. The type of work you are engaged in is covered by CPP (for example, sporadic part-time jobs are not covered). You must apply for these benefits at the age of 65. For details of the above plans or application procedures, please ask the Income Protection Plan Office or the Ministry of Health and Welfare.