How to become a millionaire on your own?

Helen Signy Sarah Archer (New Zealand)

Vegeli compilation

When we think of "millionaire", what image will appear in our mind? Many people will think of entrepreneurs who own private jets and live a luxurious life that many of us can only dream of.

In fact, many millionaires now live a life similar to that of their neighbors. They also go to work and visit discount stores like the rest of us. T Harvard Ike, author of The Secrets of Millionaire's Mind, said: "For the rich, having more things doesn't make them happy. What makes them happy is that almost all decisions can be implemented. "

According to the World Wealth Report, there are more people living a rich life now than before. More and more people have become millionaires through their own efforts. Why are you not one of them? The following are the secrets of getting rich shared by four rich people with more than one million dollars in current assets.

First, be proactive, not empty.

Twenty years ago, Streeton was a new product development specialist in a clothing company. She went around the world to see fashion trends, took clothes samples back to New Zealand, redesigned them in large quantities and sold them in stores. She said, "I can do that job easily. I know what kind of clothes will be popular. "

Soon after, he had the opportunity to set up his own clothing wholesale company. She borrowed $30,000 from her father, rented a building and began to contact the clothing factory to order clothes. She bought 20,000 skirts for the first time. She used to be unable to repay the loan, but she took the initiative to contact her creditors and told them why she was short of money and when she could pay back the money.

After a year's operation, the company earned the first million. However, with the expansion of the import market in Asia, many retailers began to import clothes from their parent companies, and Streeton considered changing the company's business path. She drove that Mitsubishi car everywhere to find sources of goods and visit customers. In order to expand her business, she began to increase production lines, opened her own clothing store and drove to rich rural areas. So far, there are only 32 stores in New Zealand. The annual turnover exceeds10 million USD.

While clothing sales are booming, streeter writes columns for her industry magazines. Now she runs her own publishing company and publishes three magazines at the same time. Streeter is a mother of two children. She runs two companies herself. She is enthusiastic about public welfare and actively donates money to help women receive entrepreneurship training. Stratton said to young people who want to start a business or are starting a business: "If you don't love what you are doing, leave it and find something you like to do."

Second, make up your mind not to hesitate.

Justin Chirade, 38, said that his road to wealth began in a church in northwest Sydney, and a sister-in-law said to him, "There is something wrong with your attitude." Her words made Justin Girald think of a way. At the age of 25, he borrowed $50 from his brother, and printed on four T-shirts slogans such as "I don't have an attitude problem, but your knowledge is problematic", "If I want your advice, I will give it to you first" and "This is the most reasonable $50 I used". He sold three of the four shirts in one morning. He printed slogans on six other shirts, then twelve and twenty, and earned $654.38+$200,000 in the first year.

At that time, there was little competition in the T-shirt market, and the attitude company he established had 3,500 branches in Australia. Three years ago, Chirade sold his attitude company with an annual turnover of $36 million and devoted himself to inspirational speeches. Her message to people is that anyone can succeed economically as long as he makes up his mind.

Now, Chilard still lives in the north of Sydney. He has lived there since 16 years old. He said, "After living in one place for so many years, I will never forget where I come from." Chirac likes sports cars. He said, "Time, freedom and choice are more valuable than having a large deposit in the bank."

3. Dare to take risks and be fearless

Rick Martin/kloc-dropped out of school at the age of 0/5 and changed his job at 18 three years later. 19 years old, he is still a poor boy.

Later, he took a fancy to a job on a yacht bound for Bermuda, but when he applied, it was full. The next day, he found a job on a small yacht bound for Australia. Martin, 49, recalled: "The next morning, I stood on the dock, ready to board a ship I didn't know at all and started working as a welder." A year later, he returned to New Zealand and worked in a construction site. At 199 1, he saw a piece of land for sale. He raised money from a friend, bought the land and built seven factories on it. Later, he developed more land, and by the time he was thirty-five, he earned the first million dollars in his life.

When asked what is the most important thing, he firmly said: "The most important thing is to take risks. If you have an idea, you will carry it out and carry it through. Your idea doesn't have to be brilliant, but you must finish what you started.

Now Martin is the chairman of the cornerstone group, with an annual income of13 million US dollars.

Caring for others is the most important thing.

Les Kruna, the son of Maltese immigrants, grew up in Melbourne. /kloc-When he was 0/3 years old, Sikluna couldn't read and write, so he had to leave school to find a job, but no one wanted to hire him. In retrospect, he said, "The more times I was rejected, the more determined I was." After working as an apprentice in a workshop for a period of time, Sikluna finally found something he was interested in-sheet metal processing. At the age of seventeen, he borrowed $28,000 from his father and started his own sheet metal processing company. He said, "I can't believe my father was willing to lend me money. He must have seen something in me that no one else has. "

During the five years since the company opened, Sikluna has become a family, and mortgage to buy a house is still not well off economically. One day, an Italian who often does some processing business for Sikluna came to see him. Sikluna recalled: "He asked me if my business was good, and I said it was not good. Everything is expensive, and it is even difficult to earn money to support the family. He said,' If it's not too expensive, you just can't afford it. Life is like the wind, you must know your destination and then adjust your sail. "After that day, the Turkish luna changed his mind.

He sold the sheet metal processing company and began to engage in CD retail, which was a great success. He opened the largest CD wholesale and distribution company in Australia at that time, with a monthly turnover of1400,000 USD. At the age of 27, Sikluna couldn't read or write, but his company had made 90 million dollars. However, it was sued by an American company and the company went bankrupt. He lost his house, his parents' house, his own industry and about $6 million in cash. Sikluna decided to learn to read and write. Later, he borrowed $500,000 and bought back the company.

In two years, he built 1 10 CD Isi franchise stores in Australia and New Zealand. In one year, I paid off my loan, built a new house for my parents and started a production company. He said: "When I am not too worried about money, I feel more powerful." At the peak, he opened 180 Isi franchise stores in New Zealand. 12 years ago, he sold his shares in the Isi franchise store. Today, he owns a number of companies engaged in marketing, management training and production and processing, with a monthly turnover of 400,000 US dollars.

Talking about his successful experience, Sikluna said: "Caring for employees is the most important thing, and profit is the second. If you care about the people who work for you, they will care about you ―― their concern for you will be reflected in their work. They work hard and the profits will naturally come. "