Does the bad credit card record affect Canadian immigrants? Will a Canadian visa be refused?

I once asked an immigration lawyer about your question. It has nothing to do with it. Credit records will not affect immigrants, and immigration will not check these. Background check is generally about your criminal record, physical examination, educational background, whether you have ever worked illegally, or whether you have a record of expired visa, etc.

But the credit history will only affect your future loans, cars, houses, contracts, mobile phones, re-applying for credit cards, and so on ~