Is it better to buy a house or rent a house in America?

More than one third of Americans are willing or even willing to rent a house, and they have their own ideas. According to American media reports, renters believe that renting a house has many advantages. Mainly:

First of all, there is no bill for maintenance or repair. Buying a house, maintaining the lawn, air conditioning, cleaning the carpet and repairing everything costs money. Tenants, if you have any questions, just call.

Second, there is no need to pay property tax. Any house in the United States has to pay property tax every year. The tax rates vary from place to place, and most of them are around 1% to 2%. As long as the house is yours, you have to pay taxes every year. So in the United States, you have to pay for buying a house, but you don't have to pay for renting a house.

Third, there is no need to pay a big down payment. In America, the down payment is usually 20%. Some loan projects can be reduced to 5%.

Fourth, it has urban convenience. The United States has its own houses, most of which are detached houses or villas, and most of them are scattered in small towns and suburbs outside big cities. It is very convenient to go to supermarkets, hospitals and other infrastructure, and it takes more than ten minutes to drive. However, it takes about an hour to drive to the central area. The rented houses in the United States are basically apartments or condominiums, and most of them are built in the central area. It is convenient to watch opera, go to bars and go shopping.

Of course, we should also analyze the specific problems according to our own situation!