How much does it cost to guarantee a basic life in Canada?

Canadian housing in Canada, the price of each city is different, so the cost of each family is different. The price is determined by region, type, campus and environment, which varies greatly. But for housing, there are always only two choices, rent or buy.

1. Rent a house

Generally speaking, the investment of immigrants in children now is likely to give birth to another child, with an average family size of more than four. There are two main types of renting houses, two-bedroom apartment buildings or three-or four-bedroom urban houses (in fact, what China called single-family villas). If you live in Toronto with the highest rent, the average monthly rent: one bedroom must be 2300 Canadian dollars/month, and the average price of two bedrooms is 2990 Canadian dollars/month. With two bedrooms, the average rent in Montreal is 1.700 Australian dollars/month, while the regulations in Regina and Saskatchewan are 1.222 Australian dollars/month and 1.448 Australian dollars/month respectively.

buy a house

Immigrant investment is basically to buy a house immediately. In addition to the overall strength, most houses generally choose housing loans. For new immigrants, banks generally accept 3-3.5% down payment and 6.5-7% loan. At present, the interest rate of bank loans is very low, and the variable interest rate can even reach 2.25%.

In addition to rent or housing loans, the daily expenses of gas-paid houses for hydropower projects in Canada will inevitably generate housing-related expenses such as natural gas for hydropower projects.

1. Water fee

The payment of water charges in Canada is different from that in China. Except for a few independent houses that are selected according to the smart water meter and paid according to the actual application, most other houses are collected once a year by the Municipal People's Government. Take a 160 square meter urban house as an example, the annual water fee is about 720 Australian dollars, and the monthly water fee is about 60 Australian dollars. Generally speaking, the expenditure on water charges should be significantly higher than that in China. It is worth mentioning that drinking water in Canada is basically domestic drinking water.

2. Electricity bill

The electricity fee is paid once every two months, which is different from the water fee, and is paid completely according to the electricity meter. Within 1398 degrees, each kilowatt-hour is about 6 cents Canadian dollars, and the excess part is about 8 cents Canadian dollars, which is obviously lower than that of China and Canada. However, no matter whether the application is made or not, there is a fixed fee of about 12 Canadian dollars in the electricity revenue and expenditure details, and some of them are like the monthly fee, which is equivalent to about 6 yuan per month.

3. Natural gas fee

Most houses in Vancouver use natural gas for cooking, heating and boiling water once a month. There is a big difference between the four seasons of the year, and only the approximate cost is given for reference. Take a 300 square meter detached house with floor heating as an example. The monthly natural gas revenue and expenditure details are about Canadian dollars in 200 yuan in winter and only about US$ 40 in summer. Like electricity, natural gas has a monthly fee, which is about 12 yuan.

4. Property management fee

In Canada, only apartment buildings, urban houses and other units that enjoy property management services need to pay, but independent houses do not. The monthly fee is 100-200 yuan.

Transportation related expenses The coverage of Canadian subway stations is very limited, and the interval between bus trips is long, so it is difficult for people living here to travel all the means of transportation needed for work and life by bus.

Private cars are necessary, and a relatively large expense for car maintenance after buying a car is motor vehicle insurance. If the driver's license is a beginner and there is no report from the driving school general practitioner, it will be more expensive. If you want a better price, you must make more inquiries, buy a car with high safety and promise to use snow tires in winter. Try to buy auto insurance and home insurance in the same store, so that you can get better discounts. Buying a car in Canada is very cheap, about 20-30 thousand Canadian dollars!

For new immigrants, the monthly insurance premium of 200-300 yuan is normal. It is difficult to compare the cost of gasoline and car maintenance, which has a lot to do with the distance and commuting time of each person.