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Can I get a pension when I immigrate to the United States at the age of 70?
Ordinary Americans' pensions are social security retirement benefits, and they also have to pay social security taxes at ordinary times. Individuals pay 6.20% of their income, and companies also pay the same proportion. If you are self-employed, you have to pay 12.40%.
The normal retirement age in the United States is now 66, but those born after 1960 are 67. To get a pension, you must accumulate 40 points, one point for every 1 130 income, but at most four points a year, so you must work for at least ten years.
So, at the normal retirement age, what is the pension for Americans of all income levels:
1) The basic salary is 8 to 10 yuan, if the average monthly income is 1400:
If you work 10 years, the pension is 360;
If you work for 20 years, the pension is 701;
Work for more than 35 years, pension 892;
2) General income, such as clerks, with a monthly salary of 2,000 to 3,000. If the average monthly income is 2500:
If you work 10 years, the pension is 643;
If you work for 20 years, the pension is 902;
Working for more than 35 years, pension1245;
3) The median income of full-time jobs, such as primary school teachers and journalists, has an annual salary of 40,000 to 50,000. If the average monthly income is 3500:
If you work 10 years, the pension is 765;
If you work for 20 years, the pension is1084;
Working for more than 35 years, pension1565;
4) Professional white-collar workers and other high-paying jobs, the annual salary is 60,000 to 65,438+10,000, if the average monthly income is 6,000:
If you work 10 years, the pension is 993;
If you work for 20 years, the pension is1542;
Working for more than 35 years, the pension is 2131;
5) If the top-level salary is managed, it exceeds the social security ceiling 1 10000, that is, the average monthly income is 9166;
If you work for 10 years, the pension is1283;
If you have worked for 20 years, the pension is 2017;
Working for more than 35 years, pension 2605.
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