Can I settle down if I buy a resettlement house?

You can move your account if you buy a resettlement house, as long as you have a real estate license or a house purchase agreement. Under normal circumstances, the resettlement house can get the real estate license within 5 years. If you want to trade, you must start with the real estate license, and it will be five years before you can go public normally. If you want to register, you must have a real estate area of more than 70 square meters.

How to place the resettlement house?

1. Bring your household registration book, ID card, real estate license or purchase agreement, and go to the household registration office of the police station where the house is registered to apply for the permit to move.

2. Bring the household registration book, ID card, real estate license or purchase agreement, and the permit to move, and go to the household registration office of the original household registration police station for the permit to move.

3. Bring the household registration book, ID card, real estate license or purchase agreement, copy of relocation permit and transfer certificate to the household registration room of the police station where the house is registered, print the household registration book and apply for an ID card again.

What should I pay attention to when buying a resettlement house?

1. Can I get a loan for the resettlement house?

If you don't have a property right certificate (also called property right certificate), you can't apply for a bank mortgage loan. If you have a house title certificate, you can generally apply for a mortgage loan. The specific mortgage amount and loan term depends on the regulations of relevant banks, and resettlement houses in some places can also apply for provident fund loans.

2. The problem of real estate license.

Not all resettlement houses are allowed to buy and sell. Resettlement housing is accompanied by China's demolition policy, which is introduced to solve the problem of owner's housing placement after land expropriation, and belongs to affordable housing.

At present, there are two main types of resettlement houses, one with real estate license and the other without real estate license. Only resettlement houses with real estate licenses are allowed to trade and transfer in the market, otherwise it is illegal. Therefore, when buying a resettlement house, you must check the original property certificate of the house on the spot, otherwise even if you spend money, the property will not be guaranteed by law.

3. Housing quality problems.

The profit of resettlement houses is often a trap, and some unscrupulous builders will cut corners to get more benefits. Of course, most resettlement houses will be built according to the specifications, and the supervision of the relevant departments of the local government is also relatively strict, and the overall acceptance standard can be achieved.

4. Specific transaction details.

Time limit for listing and trading:

Some resettlement houses are not allowed to be listed and traded until they have lived for five years, otherwise they are illegal transactions. Therefore, when buying a resettlement house, you must check the specific registration date on the real estate license to ensure that the property meets the trading conditions. Don't blindly listen to the personal statements of some resettlement households, and take the check-in time as the starting date of the transaction.

The transaction price varies greatly and the transaction time is long:

The price of resettlement houses is generally lower than that of commercial houses on the market. In the same lot, sometimes the price difference exceeds 65,438+00%-20%, and the total price of a house is 200,000-300,000. In particular, the resettlement houses for scribing key school districts or degrees often become fragrant. In order to get more benefits, some homeowners may transfer at a price close to that of commercial housing. Because the transfer procedures of resettlement houses are complicated and the transfer time is long, it sometimes affects buyers' occupancy and children's schooling.

Average cost performance, limited appreciation space;

In order to solve the housing problem of relocated households quickly, the location of resettlement houses is usually remote, lacking of municipal facilities around, inconvenient transportation and life, and often due to construction cost control, the quality is average. Compared with the commercial housing sold by bidding in the market, the comprehensive cost performance is often obviously different, and the appreciation space is limited. Therefore, for those who intend to buy resettlement houses for investment, they must go to the field to inspect the houses and surrounding facilities, carefully understand the above precautions, and then carefully decide whether to buy them, so as not to regret buying them.