Hefei real estate new deal immigrants

Since May this year, Hefei, Anhui Province has repeatedly optimized and adjusted the property market policy. On June 27, the official account of WeChat of Hefei Real Estate Association released information, and the purchase restriction policy of Hefei property market was adjusted again, relaxing the restrictions on enterprises and foreigners buying houses.

Insiders pointed out that Hefei's new policy is a further supplement to the previous policy adjustment to make up for the expected goal of market regulation. It is expected that with the continuous introduction of favorable policies, the Hefei property market will gradually pick up in the second half of the year, and the decline in transaction volume will be further narrowed.

Recently, the purchase restriction policy of Hefei property market has been adjusted again, relaxing the restrictions on enterprises and foreigners buying houses. Diagram /IC diagram

Hefei property market policy continues to be loose.

According to the official account information of WeChat of Hefei Real Estate Association, the contents of Hefei property market policy adjustment are: urban household registration collective households, household registration of relatives and friends, and the same qualifications as urban household registration; Social security and individual tax recognition are paid in the family qualification recognition of non-registered residents in this city; Legal persons and unincorporated organizations can purchase new commercial housing and second-hand housing in urban areas, of which new commercial housing needs to be sold by development enterprises themselves; When inquiring about the qualification of purchase restriction, the houses in non-purchase restriction areas (Xinzhan District, Yaohai District and Xinqiao Industrial Park) are no longer counted as family housing units, and the qualification standards only need to remain unchanged. The policy will be implemented on June 26th.

In this regard, Yu Luqing, president of Anhui RealData, pointed out that the adjustment of Hefei policy is very timely and has attracted much attention from the market. The main content is to further relax the purchase restriction and better meet the housing needs of new citizens. For example, measures such as paying social security for six months or paying individual taxes to buy a house have played a positive role in attracting foreigners to buy a house in Hefei.

It is worth mentioning that since May this year, Hefei has repeatedly optimized and adjusted the property market policy. On May 10, Hefei's real estate purchase restriction policy ushered in adjustment, and Yaohai District and Xinzhan District canceled the purchase restriction; Buyers with foreign household registration in other areas can purchase commercial housing by paying social security for six months in Hefei within two years; Property buyers with Hefei household registration can purchase a third second-hand house in the restricted purchase area. On May 23rd, Hefei issued a policy that families with two children and below can enjoy a down payment of 30% on 18. On June 1 1 day, Hefei adjusted the amount of provident fund loans. The maximum amount of unilateral loans was raised from 450,000 yuan to 550,000 yuan, and the maximum amount of loans for both husband and wife was raised from 550,000 yuan to 650,000 yuan. At the same time, the loan period of second-hand housing will be extended, and the loan period will be adjusted from 30 years to 40 years.

"Help enhance confidence in the real estate market"

After a series of policy adjustments, the market is generally concerned about whether it can boost the property market. "From the actual situation, after the introduction of the policy of 10 in May, although the new and second-hand housing market in Hefei has obviously recovered, from the third week, the market has shown a state of insufficient stamina and has not fully achieved the expected effect of policy regulation." Yu Luqing said.

Hefei's policy has been "loosened" again, or it will continue to inject a shot in the arm into the depressed property market. In Lu Qing's view, this new policy will complement the expected goal of market regulation. Judging from the transaction volume and price of the property market, the middle finger data shows that the sales area of commercial housing in Hefei from June to May this year was 2.443 million square meters, down 42.9% year-on-year, and the market activity was still insufficient; In terms of price, according to the China Baicheng real estate price index, the price of new residential buildings in Hefei has been running smoothly since this year, rising by 0.03% in May, which is basically in a sideways state.

According to the latest statistics of Tongce Research Institute, in June this year, the transaction volume of commercial housing in Hefei was about 400,000 square meters, down 42.7% year-on-year (the data for the whole month of June was estimated according to the market data from/kloc-0 to 26th, the same below). Overall, the transaction volume of commercial housing in Hefei in the first half of this year was 2.66 million square meters, down 51.2% year-on-year; In addition, in terms of supply, the supply of commercial housing in Hefei in the first half of the year was 6.5438+0.98 million square meters, down 52% year-on-year.

In this context, Yu Luqing believes that it is necessary to further relax the Hefei policy, which will help to enhance the confidence of current buyers in entering the market and play a positive role in the stable and healthy development of Hefei property market.

Song Hongwei, research director of Tongce Research Institute, also said that since the beginning of this year, there have been frequent welfare policies and the scale of relaxation has become larger and larger. From the adjustment of housing policy to the payment of social security and the relaxation of restrictions on foreigners buying houses, they have injected some confidence into the market.

Photo courtesy /RealData

Hefei property market is expected to pick up in the second half of the year.

In Song Hongwei's view, the overall fundamentals of Hefei market are good. In 20021year, the inflow population of Hefei was 96,000, and the inventory of new houses was 2.84 million square meters. The decontamination cycle is 6-7 months, and the absolute inventory is not high. Coupled with the continuous favorable policies, it has pushed up the heat of Hefei land market to some extent.

It is worth mentioning that the second land auction in Hefei in 2022 was hot, and all 38 plots were successfully sold. It can be seen from the list of bidding enterprises that although the land supply of this batch is still dominated by state-owned enterprises and central enterprises participating in local auctions, the enthusiasm of private housing enterprises to participate in this local auction is also very high, and the proportion of private housing enterprises participating in the auction exceeds 50%.

As we all know, from the time node, June is an important node to verify the quality of the market, and will also set the tone for the market in the second half of the year. Therefore, the next trend of Hefei property market is very important. After the introduction of the policy, what kind of development trend will Hefei property market show?

On June 24, the news that Hefei relaxed the purchase restriction again came out in the industry. According to Yu Luqing, after the news came out, the number of customers in the sales department increased to a certain extent over the weekend (June 25 and June 26), and the number of second-hand houses and transactions also increased to a certain extent, with obvious short-term effects, but the long-term policy effects remain to be further observed. Song Hongwei also believes that with the continuous introduction of favorable policies, it is expected that the Hefei property market will gradually pick up in the second half of the year, and the transaction decline will be further narrowed, but it is difficult to reverse the overall downward trend this year.

Jaco, dean of the branch of 58 Anjuke Real Estate Research Institute, said that many hot second-tier cities, including Hefu, have "torn their faces" at the level of purchase restriction. Compared with third-and fourth-tier cities, demand support in second-tier cities is still strong, and there are still a large number of potential buyers. By relaxing the purchase restriction, potential buyers can be brought into the market in advance, and the increase in transaction volume will effectively drive the market to rebound.

However, Jaco also pointed out that there are two points that need attention. First, it plays an obvious role in cities with large annual net inflow of population, but it is also an overdraft of demand. Although it will drive the current property market to heat up, it is not supportive in the long run. Second, for cities with weak potential demand, whether to cancel the purchase restriction has little impact on the market.

Beijing News reporter Zhang Xiaolan

Editor Yang proofreads.