Interpretation of loan conditions for studying in Ireland

# Studying in Ireland # Introduction Although Ireland is a small country, it has an elegant environment and is very suitable for studying abroad. Now many students have begun to choose to study in Ireland. The following is a shared interpretation of the conditions of studying abroad loans in Ireland. Welcome to read the reference!

Interpretation of the loan conditions for studying in Ireland

1. Loan policy

The loan policy just signed this time will provide financial support for those students who have the qualifications to study but are not well-off financially, and help them complete their studies in Ireland. In fact, Ireland is not stingy in providing scholarships. Take the Dublin Institute of Technology (DIT) as an example. The scholarship provided by DIT is 23, euros a year, and the one-and-a-half-year master's program can get 23,+11,5 = 34,5 euros. Apart from the living expenses of 15, euros and the accommodation expenses of 8, euros, students can still spend money or send them home without working. As long as the students are really excellent and willing to work hard and pass all the exams smoothly, it is not difficult to get scholarships.

2. Loans are allowed to study in designated banks

Recently, the Visa Office of the Irish Embassy signed an agreement with China Everbright Bank, allowing China students to conduct loans and freeze funds in designated banks in Beijing and Shanghai. And this agreement has already been put into practice. The loan policy signed this time will provide financial support for those students who have excellent academic performance but are short of funds, get visas and help them complete their studies in Ireland.

3. Conditions for loan application

The borrower should hold an admission notice or other valid admission certificate issued by the overseas study school of the intended student;

the borrower has no violation of laws and regulations, is in good health and has the character of honesty and trustworthiness;

if the borrower is a student studying abroad, he should have a permanent residence or other valid residence status at the place where the lender is located before studying abroad;

The borrower shall have full capacity for civil conduct and the actual age at the maturity date of the loan shall not exceed 55 years old;

if the borrower is an immediate family member or spouse of a student studying abroad, he should have a permanent residence or other valid residence status in the area under the control of the lender, have a fixed residence, have a stable occupation and income source, and have the ability to repay the principal and interest on schedule;

the borrower must provide property mortgage, pledge or third-party guarantee recognized by the lender. The mortgaged property is limited to the property with mortgage right; Pledged goods are limited to securities such as treasury bonds, certificates of deposit of the Bank and corporate bonds; The guarantor shall be a legal person or natural person with compensatory ability, and be willing to bear joint and several liability for repayment;

meet other conditions stipulated by the lender.

4. Handling process

If the borrower is an overseas student himself, his domestic agent should be present when signing the loan contract and sign the loan contract at the same time.

if the loan is made by way of legal person guarantee, the legal representative or authorized agent as the guarantor must be present and sign the guarantee contract.

if the loan is guaranteed by a natural person, the guarantor must be present and sign and seal the guarantee contract.

the loan contract and the guarantee contract must be notarized with compulsory enforcement effect, and the principal-agent agreement between the borrower and its domestic agent should be signed and notarized at the same time as the above contract.

the bank lender will give a reply within 7 working days after receiving the borrower's application materials. If the loan is not agreed, the lender will explain the reasons to the borrower and return all the materials provided by the borrower; If the loan is agreed, the lender will inform the borrower of the amount, term, interest rate and repayment plan of the agreed loan, sign a loan contract and a guarantee contract with the borrower and the guarantor, and go through the relevant loan procedures.

expenses such as appraisal, insurance, registration and notarization of collateral and pledge shall be borne by the borrower.

Extended reading: Things you can't do in an interview for studying in Ireland

1. Being late

There are strict time rules for the interviews you make. Although there will be more people in an interview, they are all in strict order. If you call your number and you haven't arrived yet, you will lose the opportunity of this interview and will affect the result of the next interview.

2. Lying

In order to enhance their competitiveness, many people beautify their experiences, or even fabricate facts and fiction, so if the interviewer finds out, it is very likely that they will fail in visa application.

3. Reciting answers

There are many overlapping questions in the interview, so you can find relevant answer templates on the Internet, and many people will use them to answer questions. Although this is fluent, it will also affect them if they lack sincerity.

Fourth, the attitude is sloppy

The visa interview is a serious matter, and everyone should be cautious. When facing the interviewer, they should really think of their mental state, so as to leave a good impression.

Five, the appearance is untidy

To a great extent, the external image can add points for everyone. Girls wear a light makeup, boys shave their beards and wear a formal suit, which can make you stand out from the crowd.

VI. No other experience

The examination of students in European and American countries is not only about academic qualifications, but also requires students to provide some extracurricular experiences, including internship experience, competitions and other things that highlight their personal characteristics.

Seven, talk too much or talk too little

In the question-and-answer stage, when you answer questions, the language organization should be logical, and you can think about it in your head before you answer. Don't be silent and talk a lot about Kan Kan, which is not good for you.

further reading: introduction of common sense about studying in Ireland

1. About Ireland

Ireland is located on the west coast of Europe and became an independent Republic in 1922. Ireland is a vibrant and prosperous European country, and visitors will find that the charm of ancient Celtic culture is integrated into the modern business atmosphere here. Ireland has fabulous scenery and a touching history.

2. About the population

Ireland currently has a population of about 4.5 million, including a large number of multi-ethnic people.

3. About the climate

Because the Gulf Stream passes through Ireland, the climate here is mild. In winter, the temperature rarely falls below zero, and snow is rare. The temperature is usually between 15 and 2 degrees Celsius in summer, about 1 degrees in spring and autumn, and basically between 5 and 8 degrees in winter. There is little snowfall here, but showers can happen at any time. Our suggestion is to put on a coat and take rain gear with you.

4. About the Irish

Ireland is naturally interested in others and is keen on talking. Irish people are also famous for their friendliness and enthusiasm, and overseas students can easily adapt to their study life in Ireland.

5. About Music

Performing live music in all possible occasions is a unique traditional feature of Ireland, and traditional music can be found everywhere from street performers to pubs.

6. About Language

Although we have our own unique Celtic language and culture, English is the language of Ireland today. The extent to which Irish people use English can be said: Ireland uses English more than anywhere else in the world! Every year, about 15 thousand students from all over the world study quality English language training courses in schools all over Ireland.

7. About Currency

As the most active member of the European Union, Ireland uses the euro as its currency.

Sports and leisure activities, football, rugby, golf, Gaelic games, horse riding, swimming, surfing, water sports, boxing and mountain climbing.