I want to get my MPF back, but I don't have a bank account. How can I receive the money ~

Hello, PokamChu netizen! Regarding your question, cecimak would like to express the following views, but please note that these personal views are for your reference only and are not guaranteed to be absolutely correct!

What should I do to receive the money and how will the MPF be paid to me?

A: The netizens upstairs basically provided a way to repay the rights and interests of the account by forcing blonde hair, but it seems that they can't satisfy the questions of your PokamChu netizens!

First of all, after the end of the MPF account (remember, as you said, you can't apply for getting back the MPF before the bankruptcy expires, otherwise it will be confiscated and repaid during the bankruptcy), the balance after settlement will be sent back to the account holder by crossed cheque! So you must have a bank account to deposit the check and cash it!

It seems that you didn't earn any income during the bankruptcy, so you didn't ask the Official Receiver to open a bank account during the bankruptcy! In fact, this request can only be made if it is necessary during bankruptcy! But since the bankruptcy period is coming, don't reinvent the wheel!

Theoretically, after the bankruptcy expires, you can apply to any bank to open an ordinary savings account (it is best that the bank where you open the account is not the creditor bank when you go bankrupt)! Because opening these savings accounts requires very little! However, if you want to open a current account, overdraft account, credit card, etc. The bank will refuse to provide the above account service for you because it finds that you are bankrupt by querying the Huanlian Credit Information Database! But the basic savings account should be fine!

After opening an account successfully, you can deposit the MPF check for your own use after several times! It doesn't matter whether the account is guaranteed or not!

Bankrupts claim that it is reasonable to get back all the MPF benefits in advance on the grounds that they have been away from Hong Kong for a long time after the bankruptcy expires! MPFA will not investigate or care whether you are eligible to immigrate, so don't worry! MPFA will only conduct an investigation on the grounds of false report after you withdraw the MPF for the above reasons, but will restart the MPF account in a short time! Many people are not immigrants, but living in the mainland and Macao is no problem! In addition, besides immigration, swearing not to work is also a reason to get the MPF early!

So PokamChu, since you decided to live in Singapore with your husband, you won't work in Hong Kong for a short time, and you won't have the opportunity to contribute to the MPF again! So the problem is not big! As for whether the bankrupt can be naturalized in Singapore, it depends on the local immigration regulations, but I believe it should be easier to be naturalized by marrying a local citizen!

Don't worry! Just follow the above suggestions to deal with the MPF! Just remember to make sure that the bankruptcy order has been successfully lifted before you go to MPFA to get back the MPF!

I wish PokamChu netizens and their families a happy life in Singapore!

Reference: cecimak's experience and understanding as a bankrupt! I hope I can help you! The MPF company should send you an ancient ticket. However, if you plan to emigrate after bankruptcy, you must have money before you can do it. If you are a bankrupt, you may not be eligible to immigrate. MPFA may check whether you have made a false report. As long as the application procedures are completed, the fund company will send a crossed cheque to the applicant's mailing address within one month. ,