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Required reading for new and old immigrants: What is the function of American life insurance?

Life insurance is not just compensation for death as before, but can be used while alive, including: life benefits such as major diseases, chronic diseases, major injuries, terminal diseases, etc. A policy can provide comprehensive protection for family members; For example, the latest product of American National Life Group: FlexLifeII, Columbus Life Insurance, is such a life product that provides a very comprehensive pre-life benefit, integrating savings and investment, pension retirement, education fund and critical illness protection.