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What does privatization of banks mean?
Privatization of enterprises means calculating the jobs of ordinary people, which means that the jobs of ordinary people are not guaranteed;
Privatization of medical care means calculating the health of ordinary people, which means that the health of ordinary people can not be guaranteed;
Privatization of education means calculating the education of ordinary people, which means that the education of ordinary people is not guaranteed;
Privatization of banks means calculating the savings of ordinary people, which means that the savings of ordinary people are not guaranteed. ...
Private banks may fail. As long as there are too many loans that can't be recovered, banks can only go bankrupt. Once the bank fails, customers' deposits will disappear, even if they can be recovered, it is only a small part.
Many "private entrepreneurs" borrowed huge sums of money from banks. As long as they succeeded, they immediately ran away with "investment immigrants". If this happens a lot, state-owned banks will have to be vigilant, have to strictly examine the credit of lenders, and have to give priority to those who have credibility and repayment ability. Of course, this kind of people are mainly state-owned enterprises-state-owned enterprises "run away from monks but not temples." This hinders the way for "private entrepreneurs" to defraud loans. They instructed their agents "elites" to denounce the drawbacks of state-owned banks for the following reasons: first, they forced state-owned banks to relax their standards so that private enterprises can freely lend, which actually means that they can default on their debts freely and cheat money from state-owned banks; Second, allowing private individuals to open their own banks can directly absorb the deposits of ordinary people. As long as there is a deposit, you can cheat, for example, secretly move the customer's deposit to your secret place in the name of "loan", and then announce that the loan can't be recovered and the bank goes bankrupt-as long as you declare "bankruptcy", the customer's deposit will be gone, thus legally completing the whole process of robbing people's deposits.
After reading Sunrise by Cao Yu, we can know that after the privatization of banks, it is common for private banks to close down. In other words, customers can't sit back and relax after putting their money in the bank, and they must pay close attention to the situation of the bank, otherwise the deposit will be gone. After liberation, the people of China were used to the nationalization of banks, and they could not feel the pleasure of their own deposit safety. but
Once the bank is privatized, it will be tasted again soon, and it is necessary to worry about which bank deposit is safe.
. From the customer's own interests, the more reliable the bank, the better. In the general idea, the bigger the bank, the more reliable it is, and the older the qualification, the more reliable it is. Once China privatizes banks, private banks in China can't compare with established international monopoly capital, regardless of scale or qualification. The result must be
Foreign banks easily absorbed the deposits of most people in China and mastered the economic lifeline of China.
Nowadays, even foreign brands of milk powder feel reliable, let alone choose a bank that has saved its life savings. )
By then, all China enterprises, including a few state-owned enterprises that have not been privatized, will be squeezed by foreign capital.
It is easy for foreign capital to create a financial crisis in China and wipe out the deposits of ordinary people in China.
Inciting stock market speculation is to use stocks to trick people into changing banknotes into stocks and then turning stocks into waste paper, thus legally robbing people of their savings. People who are not greedy and insist on not playing the stock market will not be fooled. Bank privatization doesn't even give you such a choice, forcing you to take risks and gamble with your life savings.
Privatization of enterprises means calculating the jobs of ordinary people, which means that the jobs of ordinary people are not guaranteed;
Privatization of medical care means calculating the health of ordinary people, which means that the health of ordinary people can not be guaranteed;
Privatization of education means calculating the education of ordinary people, which means that the education of ordinary people is not guaranteed; Privatization of banks means calculating the savings of ordinary people, which means that the savings of ordinary people are not guaranteed. ...
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