Guide to applying for foreign exchange in Australia

1. Foreign exchange guide for studying in Australia

1. How much money should I bring into the country?

Considering the safety when going out, students are not advised to carry large amounts of cash or checks with them, and the amount of cash they can carry when entering the country will be limited. Students can bring up to 65,438+00,000 Australian dollars or equivalent currency into the country. If they exceed the limit, they must fill in a declaration form. However, cash and change should be prepared for emergencies. You can consider taking 1500~2000 Australian dollars, because you may have to pay rent after you arrive in Australia. Go to the bank to open an account on weekdays after arriving in Australia, and then give the information of the bank card to your parents, so that they can remit money to the card.

2. Where can I exchange money?

Domestic:

(1) Four major domestic banks: Bank of China, Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank and other domestic banks can exchange foreign currencies.

It should be noted that only some business halls in some cities can exchange foreign currency, and some banks need to call in advance or make an appointment on site. After making an appointment, you can exchange money at the bank with your valid ID card and household registration book, valid visa, admission notice and a copy. Different banks may have different material requirements, so you can consult the banks in advance.

(2) Online banking or mobile banking. First use online banking or mobile banking to purchase foreign exchange, and then go to the bank outlets to withdraw cash. This can refresh the real-time exchange rate online, buy at a low point, and avoid the possibility of going back and forth to the bank many times.

Abroad:

(1) Airport: Generally, the exchange rate of airports is relatively low, and a high handling fee may be charged.

(2) Foreign currency exchange points: Foreign currency exchange points are all over the streets, shopping malls and bustling areas of the city. The exchange rates in different cities and regions are different, and the exchange is relatively convenient, but cash needs to be converted into cash, and sometimes there are security problems.

(3)ATM cash withdrawal: ATM machines supporting UnionPay cash withdrawal have been set up in many places in Australia, and domestic bank cards can be used to withdraw cash directly in Australia.

As for handling fees, Australian banks basically do not charge handling fees. ATM withdrawals from many local banks, such as ANZ, NAB, BNZ, Kaiwei Bank and Westpac Bank, are free of charge.

However, domestic banks may charge different fees according to different banking standards. There are also many banks that are free of handling fees. These banks are usually local commercial banks in cities. It is worth noting that the four major domestic banks will charge a handling fee (China Bank: 5‰ of the cash withdrawal amount, the lowest 15 yuan, 50 yuan; ICBC: Cash withdrawal amount 1%+ 12 yuan, the lowest 14 yuan, the highest 12 yuan; Agricultural Bank and China Construction Bank: the cash withdrawal amount is 1%+ 12 yuan). Students can consult some local commercial banks and ask whether there is a handling fee for withdrawing cash outside Australia, and then decide which bank account to open.

3. Suggestions on exchange of foreign exchange for studying in Australia:

Money in Australia is mainly divided into paper money and coins. Among them, the denomination of paper money is divided into 5 (purple), 10 (blue), 20 (orange), 50 (yellow) and 100 yuan (green). The denomination is 5 cents, 10 cents, 20 cents, 50 cents, 1 USD, and 2 USD.

1) It is my first time to come to Australia, so I suggest not to bring too much cash. Large living expenses, rent or tuition fees can be paid in advance in China.

2) Foreign exchange is only a temporary need. For international students who want to live in Australia for a long time, it is quite necessary to open a student bank account in a local bank! ! Life is convenient, tuition, rent and other expenses are paid conveniently, and international remittance is supported.

2. Recommended popular cities for studying in Australia

1. Sydney

Sydney is the capital of New South Wales and the earliest, largest and most modern city in Australia. Sydney's urban and suburban areas have a total area of 4,074 square kilometers and a population of about 4 million, accounting for a quarter of Australia's total population. Sydney is not only the economic and financial center of Australia, but also a world-famous tourist city. Sydney has a pleasant climate, with sunshine all year round, lush green grass and trees. The main attractions in Sydney are: Sydney Opera House, Harbour Bridge, Sydney Tower, Lover's Harbor, China City, Rock Area, Queen Victoria Building, Band-Aid Beach and many other places of interest. Sydney is also a good place to study abroad. There are more than a dozen institutions of higher learning, such as the University of New South Wales, the University of Sydney and UTS University. They are world-renowned and highly respected in their unique academic fields.

2. Melbourne

Melbourne, located on the southeast coast of Australia, is the capital of Victoria, with an urban area of over 800 square kilometers, making it the second largest city in China after Sydney. Melbourne has a mild climate, with four seasons in a year. It is not too cold in winter. Generally, the temperature is above 10 degrees Celsius, and the temperature reaches 30 degrees Celsius in summer. It is listed as one of the three most livable cities in the world and is known as the "garden capital" of the world. There are green parks around the city, which are beautiful. Melbourne is now Australia's land, sea and air transportation hub. Industries are mainly automobile manufacturing, petroleum refining, aluminum smelting and textile. Melbourne's urban streets are horizontal and vertical, with moderate distance, vast green space and trees planted on both sides of the road, from which we can experience a traditional atmosphere.

3. Brisben

Brisben is a city in Queensland and the third largest city in Australia, with a population of over 1 10,000. Brisben is a tourist city with a warm climate and four seasons like spring. Queensland is called "Sunshine State" because it is located in the south of Tropic of Capricorn and has plenty of sunshine. Brisbane also has long sunshine hours and a lot of rainfall, 365 days a year, and it is rarely hot or cold. Brisbane is a modern city with a clean and beautiful environment, with picturesque scenery on both sides of the river passing through the urban area. The largest and most well-equipped Royal Hospital in the southern hemisphere was built here. 1982, the Commonwealth National Games was successfully held there, and 1988, the World Expo was successfully held, so the popularity of Brisben is increasing day by day. The University of Queensland, located in Brisben, is one of the most prestigious universities in Australia and a member of the G8. Its research funding and academic level have always ranked the top three in Australian universities, with the largest number of doctoral students.

4. Adelaide

Adelaide is the capital of South Australia with a population of about1200,000. It is called the church city, in Athens in the southern hemisphere. Adelaide is famous for its vast and numerous parks, blue-gray sandstone buildings and relaxed lifestyle. This is a very young city, built in 1836. Different from other cities, it was not an exile from the beginning, but an out-and-out immigrant city. Most of the early immigrants were Anglo-Saxons, and Asians began to move in after the war. South Australia is hot and dry in summer, which is the driest state in mainland Australia, with the temperature reaching 40 degrees Celsius. Winter is cold and humid.

Due to the dry climate, this area has become the most important vineyard in Australia, and six out of every ten bottles of wine produced in Australia are produced here. Adelaide is the brewing center of Australia. South Australia mainly produces wine, wheat and wool.

The University of Adelaide is the third university in the Australian calendar and one of the top universities in the world 100. Also located in Adelaide are the University of South Australia and Flinders University.

5. Perth

Perth is the seat of the government of Western Australia. It was built in August of 1829, only a hundred years ago. There are not many historical buildings, but compared with other cities in Australia, they have their own charm. The beautiful Swan River, the charming coast along the Indian Ocean, the "petrified virgin forest" in the suburbs, colorful wild flowers such as kangaroo flowers, the crystal cave in the national park, and the wonderful scenery of nature are breathtaking. Pace is known as "Sun City" and "Aviation City" because of its sunshine and fresh air all the year round. In addition, since 196 1, Pace people have been lighting all night to guide American astronaut Green, thus winning another nickname: "City of Lights". Perth has the University of Western Australia (five-star comprehensive ranking of Australian universities), Modoc University, Curtin University of Science and Technology, Edith Covent University and Notre Dame University.

3. Food, clothing, housing and transportation for studying in Australia

First, clothes

The climate in Australia is quite suitable, especially in several cities where Australian universities are located. It is not very cold in winter and not very hot in summer. Australians dress very simply, as long as they are comfortable. On some important occasions, they will dress more formally and look generous and elegant. In normal life, you are more casual and casual. Wear a t-shirt and jeans. Australian clothes are not very cheap. You brought enough clothes from China to Australia.

Second, food.

Australia's diet is similar to western food, and it also eats meat and pasta. Because Australia is a country near the sea, seafood is also their main food. Seafood with different cooking methods. If you study in Australia and eat three meals out every day, the cost will not be cheap. If you want to save some living expenses, you can buy some fresh vegetables in the market and cook in your place. If you can cook by yourself every day, you can save a lot of money.

Three. residence

In Australia, foreign students' schools will provide students with dormitories, which will be relatively convenient and safe, but the cost is several times that of the outside houses, and they can't cook in the dormitories. You can only eat in the school cafeteria or outside the restaurant. If you live in a host family, you don't have to worry about your diet. They will get everything ready for you. Living here requires students to get along well with Australians and communicate smoothly. It is not easy to rent a house outside. You have to go out and find it yourself. I can't find it far from the school. Moreover, there is a lot of complicated housing information now, so be careful not to be cheated by those people.

Fourth, traffic.

The traffic in Australia is still very developed. There are buses, trams and trains here. The vehicles are running according to the timetable. If you often have to take a bus, you should buy a monthly ticket. For students, there will be no high price, only a preferential price. Students who usually live on campus don't have to take the bus for class. If you want to shop or play outside school, you must take a bus. Students who live far away from school have to go to class by bus every day.