Can I get a refund after I just paid the medical insurance fee in 2023?

Generally speaking, the medical insurance that has just been paid is not refundable, but if the special surrender conditions are met, the medical insurance paid by individuals can also be refunded. According to the specific situation:

According to the medical insurance for urban workers, the part paid by individuals belongs to the category of flexible employees, and this part will not be paid, so it cannot be refunded;

Individuals pay medical insurance normally, and then participate in the work unit to help pay, forming repeated insurance, and the amount is refunded according to their medical insurance related policies;

More often, it is to pay personal medical insurance for urban and rural residents. At this time, there are only three situations in which a refund is agreed:

1, the insured dies and the household registration has been cancelled. After the death certificate is issued, the immediate family members of the insured can receive a refund according to the relevant regulations.

2. Go abroad to settle down and cancel the domestic account. If you no longer live in China, you can apply for a refund of personal medical insurance in accordance with the prescribed procedures.

3. I have reached retirement age, but my medical insurance has not been paid for 15 years. I request not to transfer to rural insurance or urban insurance, and issue a written application;

How to refund the medical insurance paid by individuals:

As mentioned above, the application for surrender needs to meet certain conditions, and how to surrender depends on the actual situation:

If you want to return the overpaid part because of repeated insurance, you can bring relevant supporting materials and go to the corresponding work window of the local social security bureau;

Or in the small program, search for the medical insurance payment of urban and rural residents in a city, click login, find "Apply for a refund" on the homepage, and then follow the prompts on the page;

If due to special circumstances, issue the death certificate of the insured and the cancellation materials; Provide immigration procedures and relevant certification materials when settling abroad; If you have reached the retirement age, the payment time is less than 15 years, and you don't want to pay in one lump sum and don't transfer it, you will issue a written application, which will be returned according to the relevant regulations after being approved by the office staff.

What materials do individuals need to return medical insurance?

If you meet the conditions for surrender, then you must prepare the materials needed for surrender. In general, you need:

Original and photocopy of my ID card;

Original and photocopy of the household registration book (my information page);

If it is handled by others, the resident identity card of the agent shall be provided at the same time;

Repeatedly insured medical insurance vouchers to participate in other medical insurance;

Provide relevant certificates or cancellation of household registration certificates for people who have settled abroad;

The deceased must provide death certificate or cremation certificate and the account has been cancelled.

Specific materials should be provided according to the local actual requirements, and the materials should also be guaranteed to be true, so as to avoid wasting time when handling.

Medical insurance paid by ordinary individuals can only be accepted in three situations, namely, death, going abroad to settle down, reaching retirement age and the payment period is less than 15 years. You can also consult the local social security center for details.