How about a car loss appraiser?

With the development of the economy, cars have become an indispensable travel tool in China. With more and more buyers, the number of cars in China is also showing a soaring trend. If someone buys a car, someone will buy insurance. Today, the size of my country's auto insurance market has exceeded 100 billion yuan, and it is still growing at a rate of more than 10% per year. Considering the sheer number of cars, the more cars there are, the higher the chance of a bump. In this era of fierce competition in auto insurance, the emergence of auto loss adjusters has become the target of competition among major insurance institutions. Not only insurance companies, but also public accounting companies and maintenance companies have begun recruiting aggressively to ensure there are enough independent business talents.

The role of the automobile damage assessor

Automobile damage assessors usually help customers handle different types of automobile accident damage assessment business, accumulate their own experience, improve their own skills, and help customers reduce costs. Improve economic efficiency. After a vehicle accident, the insurance company, 4S store and car owner cannot reach a unified opinion on the vehicle damage assessment and compensation amount, so an independent third-party agency is required to assess the vehicle damage.

It mainly analyzes and evaluates the damage caused by car collisions. The professional qualification in this field is called "Auto Collision Loss Appraiser", which is a profession in the automobile maintenance special skills appraisal system recognized by the Ministry of Labor and Social Security.

Development of the Automobile Loss Appraiser Certificate

The Automobile Loss Appraiser was originally called an automobile collision adjuster and is the only official legal qualification in the field of automobile collision assessment by the Ministry of Human Resources and Social Security. Professional qualification certification, the OSTA professional qualification certificate issued by the Ministry of Human Resources and Social Security is an authoritative professional qualification in the field of automobile traffic accidents and asset loss assessment. It is a national statutory qualification for engaging in business related to motor vehicle insurance claims and automobile accident collision assessment. In 2016, the examination for automobile loss assessors was stopped, and the era of professional qualification certificates was transformed into the era of skill levels. The All-China Federation of Industry and Commerce, a national first-level industry association, began to issue automobile damage assessor certificates.

Skills that car damage appraisers need to master

1. Understand the laws and regulations related to car insurance, and correctly understand the terms of conventional insurance contracts;

2. Be familiar with accident car insurance Claims settlement procedures and accident investigation methods;

3. Master the knowledge of automobile structures, mainly the load-bearing body structure widely used in contemporary automobiles;

4. Understand the mechanism of automobile collision damage and be able to Correctly analyze the damage of the car in the accident;

5. Be familiar with the repair process and procedures of the car in the accident;

6. Know how to accurately calculate the parts cost and labor time cost of repairing the car in the accident, and be familiar with the fixed cost Methods and essentials for filling out damage orders or maintenance task orders, computer operation skills and automotive English reading ability.

In addition, car loss adjusters should have good professional qualities, be sincere, enthusiastic in service, and fair. In the process of insurance loss assessment, objective facts should be respected and no fraud or personal gain is allowed.

One million car purchase subsidies