What subjects are tested in the Agricultural Bank of China exam? No matter how you say it, it’s different. . .

1. Since January 1, 1984, the People's Bank of China has begun to exclusively perform the functions of a central bank, and its industrial and commercial credit and savings business functions have been transferred to: (C) A Bank of China B Bank of Communications C Industrial and Commercial Bank of China D China Construction Bank 2. Which of the following falls within the scope of responsibilities of the People's Bank of China: (ABCDE) A. Issue orders and regulations related to the performance of its duties B. Issue RMB and manage the circulation of RMB C. Supervise and manage the gold market D. Responsible for the statistics, investigation, analysis and prediction of the financial industry E. Engage in relevant international financial activities 3. Which of the following belongs to the regulatory philosophy of the China Banking Regulatory Commission: (ABDE) A. Manage risks B. Improve transparency C. Manage institutions D. Manage legal persons E , management and internal control 4. The regulatory objectives of the China Banking Regulatory Commission are the basic goals pursued by regulators (B) A (true) B (wrong) The regulatory objectives of the China Banking Regulatory Commission are the final effects or final states pursued by regulators: 1. Prudent and effective supervision, protection of deposits interests of people and consumers; 2. Enhance market confidence; 3. Enhance the public’s understanding of modern finance through publicity, education and relevant information disclosure; 4. Efforts to reduce financial crimes. 5. The following are market access: (ABD) A. Institutional access B. Business access C. Legal person access D. Senior management access E. Technical access 6. The following are members of the China Banking Association: (ABCEF) A. Policy bank B .Commercial banks C. Postal Savings Bank of China D. Rural Mutual Aid Cooperatives E. Central Government Bond Depository and Clearing Co., Ltd. F. Asset Management Company G, rural commercial banks, rural cooperative banks, rural credit unions (excluding village banks and rural Mutual funds); quasi-units include provincial banking associations 7. The executive body of the China Banking Association is the General Assembly (B)

A (True) B (Wrong) The highest authority of the China Banking Association It is the general meeting of members. The executive body of the general meeting is the board of directors, which is responsible for the general meeting. 8. The following are bank financial institutions: (ABEF) Non-bank financial institutions include: financial asset management companies, trust companies, enterprise group finance companies, financial institutions Leasing company, auto finance company, currency brokerage company A, Export-Import Bank of China B, village bank C, asset management company D, auto finance company E, Bank of Communications F, rural credit union H, financial leasing company 9, China Development Bank The tasks undertaken are: (B) A. Agricultural policy loans B. Financing of national key construction projects C. Supporting import and export trade D. Supporting national development project financing 10. The Agricultural Development Bank of China can handle intermediary businesses such as insurance agency (A ) A (True) B (Wrong) 11. In accordance with the principle of "one bank, one policy", to promote the reform of policy banks, we should first promote (A) reform A, China Development Bank B, Export-Import Bank of China C, Agricultural Development Bank of China D. Bank of China 12. Which of the following large commercial banks has not been listed on the exchange (B) A. Industrial and Commercial Bank of China B. Agricultural Bank of China C. Bank of China D. China Construction Bank E. Bank of Communications 13. Which of the following large commercial banks has Listed on the Shanghai Stock Exchange and listed on the Stock Exchange of Hong Kong A. Industrial and Commercial Bank of China B. Agricultural Bank of China C. Bank of China D. China Construction Bank (only listed on the Stock Exchange of Hong Kong) E. Bank of Communications 14. The first national bank in New China The national joint-stock banks are: (A) A. Bank of Communications B. China Merchants Bank C. Hengfeng Bank D. China CITIC Bank 15. City commercial banks were established and developed on the basis of the original city credit cooperatives (A) A (correct) B(wrong) 16. In 1979, my country’s first urban credit cooperative was established in (D).

A. Guangdong - Guangzhou B. Jiangsu - Huaian C. Shandong - Qingdao D. Henan - Zhumadian 17. The new development trend of city commercial banks is: (ABD) A. Introduction of strategic investors B, cross-regional operations C, institutional innovation D, joint reorganization E, expansion of business scale 18. Village banks and rural capital mutual aid cooperatives were approved to be established in (D) A, 2004 B, 2005 C, 2006 D, 2007 19. On November 29, 2001, the country's first rural joint-stock commercial bank was formally established in (C) A. Jiangsu Yangzhou Rural Commercial Bank B. Guangdong Chaozhou Rural Commercial Bank C. Zhangjiagang Rural Commercial Bank D. Gansu Zhangye Rural Commercial Bank 20. Rural mutual fund cooperatives can accept deposits from non-members, but cannot issue loans or handle other financial services. (B) A (True) B (Wrong) Rural mutual fund cooperatives may not accept deposits, extend loans, or handle other financial services to non-members, nor may they use the assets of the cooperative to provide guarantees for other units or individuals 21. Postal Savings Bank of China The market positioning is to fully rely on and give full play to network advantages, improve urban and rural financial service functions, focus on (E) and (C) businesses, provide basic financial services to urban communities and residents in rural areas, and form complementary relationships with other commercial banks. Support the construction of a new socialist countryside. A. Deposits B. Loans C. Intermediary D. Settlement E. Retail F. Consulting 22. The first representative office of a foreign bank approved in my country is: (B) A. Bank of East Asia B. Export-Import Bank of Japan C. Citibank D. HSBC 23. The following are the business institutions of foreign-funded banks: (ABD) A. Wholly foreign-owned banks B. Sino-foreign joint venture banks C. Foreign bank representative offices D. Foreign bank branches 24. Wholly foreign-owned banks, Sino-foreign joint venture banks and Branches of foreign banks can operate part or all of RMB business and foreign exchange business. (B) A (True) B (Wrong) Branches of foreign banks can operate part or all of the foreign exchange business and RMB business for customers other than Chinese citizens 25. my country’s financial asset management companies include: (ABDF)

A. Cinda Asset Management Company B. Huarong Asset Management Company C. China Asset Management Company D. Great Wall Asset Management Company E. China Asset Management Company F. Oriental Asset Management Company 26. my country’s trust industry has successively gone through (B ) a large-scale clean-up and rectification. A, 4 B, 5 C, 6 D, 7 27. In 1979, the first trust investment company in New China was: (C) A. Shanghai International Trust Investment Company B. Guangzhou International Trust Investment Company C. China International Trust Investment Company Company D, China International Trust and Investment Company 28. The service objects of the enterprise group financial company are limited to the members of the enterprise group, but it can absorb deposits from the society and provide services to non-member units. (B) A (True) B (Wrong) The service objects are limited to members of the enterprise group. It is not allowed to absorb deposits from outside the group and provide services to non-member units. 29. The following are non-banking financial institutions: (ABCDEG) A. Financial Asset management company B, auto finance company C, enterprise group finance company D, financial leasing company E, trust company F, insurance company G, currency brokerage company 30. Which of the following aspects does the macroeconomic situation include? (ABC) A. Economy Development level B, economic development status C, economic development prospects D, economic development speed E, macroeconomic environment 31. The overall goals of macroeconomic development generally include: (ABDE) A. Economic growth B. Price stability C. Balance of payments D , Full employment E. Balance of international payments F. Increase money supply 32. Which of the following macroeconomic development goals corresponds to wrong measurement indicators? (A) A. Economic growth - gross national product (should be domestic Gross product) B. Full employment - unemployment rate C. Price stability - inflation D. Balance of international payments - balance of international payments 33. GDP growth rate is the main indicator that reflects the overall economic status of a country.

(B) A (True) B (False) GDP is the main indicator to measure the overall economic status of a country, and its growth rate is a dynamic indicator that reflects the degree of change in the level of economic development in a certain period

34. my country’s Statistics Department The published unemployment rate is: (C) A. National unemployment rate B. Citizen unemployment rate C. Urban registered unemployment rate D. Urban and rural unemployment rate 35. Generally speaking, common indicators for measuring inflation: (ABD) A. Consumer Price index B, producer price index C, gross domestic product D, GDP price deflator E, household consumption index 36. When measuring inflation, the producer price index is the most commonly used and common. (B) A. (True) B. (Wrong) Consumer Price Index 37. The following are current accounts in the balance of payments: (CDE) A. Direct investment B. Corporate credit C. Labor service receipts and payments D. Remittances E , Trade balance F, government borrowing current account: trade, labor services (transportation, tourism), unilateral transfer (remittances, donations); capital account: direct investment, government and bank borrowing and corporate credit 38. In the balance of international payments Among the measurement indicators, trade balance (i.e. import and export volume) is its most important part. (A) A (True) B. (Wrong) 39. The four stages of the economic cycle refer to: (C) A. Prosperity-recession-depression-crash B. Prosperity-depression-recession-crash C. Prosperity-recession- Depression-Recovery D. Prosperity-Depression-Recession-Recovery 40. The following economic structures are: (ABCDEFGJ) A. Industry B. Product C. Distribution D. Ownership E. Urban and rural F. Consumption G. Technology H. Production structure I , Institutional Structure J, Region 41. The economic structure will directly affect the demand of social and economic entities for commercial bank services, thus determining the operating characteristics of commercial banks to a certain extent. (A ) A (True) B (Wrong) 42. The following industries belong to the secondary industry: (ABF) A. Construction industry B. Electricity, gas and water production and supply industry, mining industry, C. Real estate industry D , Postal industry E, international organizations F, manufacturing industry

43. The reasons why the intermediary business of my country's commercial banks accounts for a low proportion of banking business are: (ABC) A. Extensive growth of primary and secondary industries B. The tertiary industry accounts for a low proportion of the national economy. C. The demand for banking services is restricted due to various factors. D. The innovation concept of bank intermediary business is not strong and the level of product development is low. E. The professional quality of bank personnel is relatively low. Difference 44. In our country, the main forces driving the entire economic growth are: (C) A. Production B. Consumption C. Investment D. Supply 45. The following are the functions of financial markets: (ABCDF) A. Resource allocation function B. Pricing function C. Risk dispersion and risk management function D. Economic adjustment function E. Market guidance function F. Monetary financing function 46. The most important and basic function of the financial market is: (A) A. Monetary financing function B. Resource allocation function C. Economic adjustment function D. Pricing function 47. Which of the following are characteristics of the capital market (C ) A. Short repayment period, strong liquidity, low risk B. Short repayment period, small liquidity, high risk C. Long repayment period, low liquidity, high risk D. Long repayment period, strong liquidity, low risk 48. my country's money market mainly includes: (ABC) A. Interbank bond repurchase market B. Bill market C. Interbank Interbank lending market D, foreign exchange market E, exchange market 49. According to the specific types of trading instruments, financial markets can be divided into: (ABCEFG) A. Bond market B. Stock market C. Foreign exchange market D. Exchange market E. Gold market F, insurance market G, bill market H, futures market 50. The financial market is divided into spot market and futures market according to (C)

A. Stage of transaction B. Trading place C , delivery time D, term 51. The exchange market is also called the over-the-counter market (B) A (True) B (Wrong) Tangible market. The over-the-counter market is also called the over-the-counter market or the invisible market. 52. At the end of 1990, the Shanghai Stock Exchange and the Shenzhen Stock Exchange were established successively, marking the formal formation of my country's (B) market.

A. Bonds B. Stocks C. Gold D. Insurance 53. At present, my country has initially formed a capital market with bonds and stocks and other securities products as the main body and coexistence of OTC exchange markets (A) A (right) B ( Wrong) 54. The following belong to my country's commodity futures market: (ABCD) A. Dalian B. Zhengzhou C. Shanghai D. China Finance 55. The capital market is bank liquidity management, especially the realization of a balance between profitability and liquidity Balanced basis (B) A (True) B (Wrong) 56. Which of the following are challenges that financial market development poses to commercial banks: (ABCDF) A. The impact on the value of bank assets and liabilities will continue to increase B. Bank risks Management will become more difficult. C. It will amplify the bank's risk events. D. It will reduce the bank's capital sources and the loss of high-quality customers. E. It will cause the collapse of the bank's institutional structure. F. It is not conducive to the long-term development of the bank. 57. The following are short-term financial instruments Which of the following is: (ADE) A. Commercial paper B. Stock C. Corporate bond D. Repurchase agreement E. Bank acceptance bill 58. Which of the following are both direct financial instruments and long-term financial instruments: (AC) A. Corporate bonds B. Commercial paper C. Stock D. Transferable certificate of deposit E. Repurchase agreement 59. Transferable certificate of deposit is both an indirect financing instrument and a short-term financial instrument (A ) A (True) B (Wrong) Transferable certificate of deposit Certificates of deposit and bank acceptance bills are both indirect financing instruments and short-term financial instruments

60. According to the rights owned by investors, financial instruments can be divided into: (ABD) A. Debt instruments B. Equity Instrument C, derivative financial instrument D, hybrid instrument 61. The components of the bond are: (ACDE) A. Interest rate B, exchange rate C, term D, face amount E, issuer F, issuance date 62. The purpose of issuing financial bonds is to Financing: (D) A. Short-term loan B. Medium-term loan C. Long-term loan D. Medium- and long-term loan wto The expiration date of the protection period. Vouchers to be filled in for currency receipts and payments (receipts, payments, transfers?) The end of the period for foreign currency accounting differences and wages payable. Balance (debit, credit?) Find errors where debits and credits are credited in the same direction (difference method?) Cash flow is an investment item? Debit accounting of main business income (sales discount, refund?) Taxes payable - accounting content of unpaid value-added tax (not paid in this period, overpaid?) Handling of untrue original vouchers (returned, refused to accept?)

1This article was contributed by heartyong