Jinhua issued the second-hand housing purchase subsidy for the first time, "activating second-hand housing and inciting one hand"

On September 26th, the official WeChat WeChat official account "Jinhua Post" showed that, according to the news of Jinhua Construction Bureau, Zhejiang Province, with the consent of the municipal government, in order to better meet the reasonable needs of buyers, the buyers who bought second-hand houses in Jinhua City from September 26th to February 3rd were given a deed tax subsidy of 1%.

In order to make good use of the "one city, one policy" policy toolbox and further support the rigid and improved housing demand, Jinhua City decided to extend the housing subsidy policy from commercial housing to second-hand housing. "Subsidizing the purchase of second-hand houses is the first time in the history of the city." Brief introduction of Jinhua Construction Department.

"Buying second-hand houses is basically just needed. Residents usually need to sell and replace existing houses before they have the conditions and ability to buy improved commercial housing." Relevant persons of Jinhua Real Estate Association believe that the housing subsidy has opened up the primary and secondary markets, and the policies have made concerted efforts, which fully embodies the flexibility of "one city, one policy" and the accuracy of "policy according to the city", and helps to "activate the secondary market and incite the primary market" and maximize the policy effect.

Since March this year, according to the changes in the real estate situation, Jinhua City has continuously introduced a package of policies, including optimizing the payment method of land transfer fees, continuously reducing the scale of pre-sale permits for commercial housing, adjusting the lottery policy for price-limited houses, increasing the amount of provident fund loans and reducing the down payment ratio, increasing the support for talents to buy houses, and guiding financial institutions to strengthen their support for personal mortgage loans, so as to promote the stable and healthy development of the real estate market.

In June this year 10, Jinhua City issued a subsidy policy for the purchase of commercial housing, and simultaneously adjusted the loan policy for two sets of housing provident fund and three-child families to stimulate the potential demand for housing and stabilize the real estate market.

It is understood that at present, the first and second set of quoted interest rates (LPR) of Jinhua City Commercial Bank have dropped to 4. 1% and 4.9% respectively. First-hand and second-hand residential housing subsidies were fully covered for the first time.

Among them, the first and second sets of maximum loan quotas for employees of both sides of the housing provident fund were raised to 800,000 yuan and 500,000 yuan respectively, the highest in recent years; The down payment ratio of the first home loan and the second home loan is 30% and 40% respectively, which is the lowest in recent years.

According to the online sign data provided by Jinhua Real Estate Service Center, from September/kloc-0 to September 20th, the transaction volume of newly-built commercial housing and second-hand housing in the city increased by 32.2% and 1 4.1%respectively.