When buying a house, it will be much easier if you understand the terminology of the real estate consultant.

Floor area ratio: Floor area ratio refers to the ratio of the total above-ground construction area to the land area of ??a community. For developers, the floor area ratio determines the proportion of land cost in houses. The larger the floor area, the higher the land utilization. For residents, the floor area ratio is directly related to the comfort of living. For a good residential area, the floor area ratio of high-rise residential buildings should not exceed 4, the floor area ratio of multi-story residential buildings should not exceed 1.5, and the green space ratio should not be less than 40%.

Greening rate: Greening rate is an inaccurate and irregular term, and it is the easiest place for developers to deceive everyone. The accurate formulation of greening rate should be "greening coverage rate", which is the ratio of the vertical projection surface of green plants within the planned construction land of the project to the planned construction land area. (Formula: Vertical projection area of ??green plants / floor area * 100%)

Green space rate: the ratio of all types of residential green space to the total residential land area. It should not be less than 30% in the construction of new areas, and not less than 25% in the reconstruction of old areas (excluding artificial green spaces on roofs and terraces). Note: Green coverage rate>Green space rate

Shared area: The so-called shared area is the abbreviation of the shared public building area. The sum of it and the built-in area constitutes the building area of ??a set of commercial housing. The total building area that needs to be apportioned is the building area of ??the entire building, minus the sum of the building areas of each suite in the entire building, and deducts the basements, carports, garages that are used independently, and the guard rooms that serve multiple buildings. The construction area after management buildings and civil air defense projects.

The type of house itself

House acquisition rate: Housing acquisition rate = (building area - shared area) / sales area, which is an important indicator for buying a house. When calculating the house area, the building area is calculated, so the housing acquisition rate is too low and unaffordable; too high and inconvenient. Because the higher the housing acquisition rate, the smaller the area of ????the public area, and residents will feel depressed. Generally speaking, it is more appropriate for the housing availability rate to be around 80%. The condominium is spacious and elegant, and the shared area is not too much, making it more affordable.

The number of floors of the house: refers to the natural number of floors of the house, generally calculated based on the indoor floor ±0 or above; for semi-basements with lighting windows above the outdoor floor, the indoor floor height is above 2.20m (not Including 2.20m), calculate the number of natural layers. The total number of floors of a house is the sum of the number of above-ground floors and the number of underground floors. False floors, attached floors (mezzanines), interlayers, attics (dark floors), decorative towers, and stairwells and water tank rooms protruding from the roof are not counted in the number of floors.

Building height: the height from the outdoor ground of a building to its cornice or roof surface. The water tank room, elevator machine room, smoke exhaust machine room and stair exit room on the roof are not included in the building height.

Building spacing: The horizontal distance between the exterior walls of two buildings or structures. The spacing between buildings is mainly determined based on comprehensive considerations such as sunshine, ventilation, lighting, fire safety and other factors in the area.

Depth: the north-south length of the residence.

Floor height: refers to the height from the lower floor to the upper floor, including the thickness of the floor, in meters.

Net height: refers to the net remaining value of the floor height minus the floor thickness, that is, the distance from the upper surface of the floor to the lower surface of the upper floor.

Payment type

Existing housing: refers to commercial housing that consumers can buy and move in immediately when purchasing, that is, the developer has obtained the property certificate for the house being sold. After signing the commercial housing sales contract with the consumer, you can check in and obtain the property ownership certificate immediately. Only if you have a real estate certificate and a land use certificate can it be called an existing house.

Off-plan housing: refers to the period from when the developer obtains the pre-sale license for commercial housing to when it obtains the real estate certificate (large real estate certificate). The commercial housing during this period is called off-plan housing, and consumers purchase commercial housing at this stage. A pre-sale contract should be signed. People are accustomed to calling houses that are under construction, have not yet been completed, and cannot be delivered for use as off-plan houses. Under normal circumstances, the price of off-plan houses is lower and there is more room for selection. However, since payment is made first and the house is handed over, the process of purchasing a house and consumption is And the result depends on the performance of the rights and obligations stipulated in the house purchase contract, and the performance of the house purchase contract is not only affected by the developer's own operations, but also restricted by many objective factors.

Earnest Money

The so-called "Public Fund" is a marketing tool used by developers. While collecting the "Public Fund", they promise certain discounts to home buyers. Stimulate the enthusiasm of home buyers. In addition, it can be used to determine the order in which buyers choose houses and maintain the order of house purchases. If the home buyer does not select the ideal house, the developer will return the "pledged money" to the home buyer in full.

It is worth noting that prepayment fees come in various names, including "VIP card", "earnest money", "membership card" and so on, which are similar to "subscription funds". One case the reporter learned of was that after a home buyer submitted tens of thousands of yuan to apply to become a VIP, the developer would not refund the fee even if the house could not be selected, and was also required by the developer to include the fees in the real estate project. The venue consumes this pledged fund. Therefore, when the home buyer pays the "subscription fund", he must remember to ask clearly the difference between this fee and the deposit. In addition, when the other party's finance department issues a receipt, he should also pay attention to whether the other party has swapped the "subscription receipt" for a "deposit receipt". ".

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(The above answers were published on 2016-11-11. Please refer to the actual current relevant home purchase policies)

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