What kind of company is Home Credit Financial?

Gitzo? It's unreliable. Those people will do everything possible to lend you money, and the fees will be ridiculously high. I advise everyone not to touch Gitzo. Unreliable, unreliable

Home Credit Consumer Finance Co., Ltd. was established in Tianjin on November 10, 2010. It is one of the first four pilot consumer finance companies approved by the China Banking Regulatory Commission.

The business scope of Home Credit Consumer Finance Co., Ltd. includes:

1. Issuing personal consumption loans;

2. Accepting loans from shareholders’ domestic subsidiaries and domestic shareholders Deposits;

3. Borrowing from domestic financial institutions;

4. Issuance of financial bonds upon approval;

5. Domestic inter-bank lending;

6. Consulting and agency business related to consumer finance;

7. Agency sales of insurance products related to consumer loans;

8. Fixed income securities investment business;

9. Other businesses approved by the China Banking Regulatory Commission.

Home Credit Financial entered China in 2004 and officially launched its consumer finance business in Guangdong Province in December 2007. It established the first Chinese operation backend in Shenzhen and built the country's leading financial data processing and business Supported platforms. By establishing strategic cooperation with national retailers, we provide customers with in-store consumer loan services. Home Credit is also the only foreign-funded company among the first four pilot consumer finance companies in China. As of July 2019, it has launched business in 29 provinces and municipalities across the country, covering 312 cities, with 16 million active users.

As of the end of 2018, Home Credit Consumer Finance’s net profit was 1.396 billion yuan, a year-on-year increase of 3.656; loans issued were 84.651 billion yuan, a year-on-year increase of 15.28; the loan balance was 89.835 billion yuan, a year-on-year increase of 15.29; the non-performing loan ratio 3.98. Analysis of its income statement shows that operating income is mainly interest and handling fees. As of the end of 2018, this revenue was 26.151 billion yuan, a year-on-year increase of 4.312 billion. The 26.151 billion is the borrower's hard-earned money. It is initially estimated that the comprehensive interest rate of the loan exceeds 36. Taking the commodity loan on the official website of Home Credit as an example, the loan financing is 10,000 yuan and has a term of 24 periods. On the premise that the service package service fee and flexible repayment service fee are not included every month, the minimum The monthly repayment is 590.47 yuan, which is the best price the borrower can get. The interest rate is exactly 36. If you include various service fees, it will definitely be far more than 36, which is a proper loan shark. Home Credit is really smart. Its product interest rate is on the usurious line, and it charges high interest rates through service fees.

Introduction to Home Credit Commodity Loan.

I didn’t read the other answers! Just say mine! Home Credit Financial is a loan shark company disguised as legal! This can be seen from their rude and unreasonable way of destroying the team! I am a company clerk and I have received many Gitzo collection calls. Several employees have left the factory long ago, but I must have borrowed their money. The first thing the collection clerk asked was whether so-and-so works in your company. ? I said yes, and then asked to cooperate with their investigation and verification! Who are you? Why should I cooperate with you? Damn it when you open your mouth! What kind of company is this? It's more of a man-eating company than a loan shark!

Shenzhen Home Credit Consulting Co., Ltd. - Home Credit China is a major domestic consumer finance provider and a wholly-owned subsidiary of PPF, the largest financial investment group in Central and Eastern Europe. As an innovative provider of in-store consumer loan services, it provides most ordinary consumers with the service of obtaining installment payments in-store within 60 minutes. As long as consumers have a fixed income, they can consume first and pay later, and take away their favorite products immediately. Relying on its professional experience in the field of international consumer finance and its emphasis on brand building, the consumer finance products provided by Home Credit China are in line with domestic policies to stimulate domestic demand and stimulate the economy.

Chinese name Shenzhen Jiexin Financial Services Co., Ltd.

Organization form limited liability

Creation date 2007-01-18

Legal representative DUSAN MALOTA

Headquartered in Shenzhen, China

Registered capital of US$190 million

Industry business services

Business scope includes individuals and enterprises Providing business consulting, corporate management consulting and economic information consulting; marketing (limited to products and services related to personal consumption), etc.

Industrial and Commercial Registration Number 440301503235252

Unified Credit Code 91440300796638527A

Organization code 796638527

Registration date: January 18, 2007

Approval date: April 17, 2017

Registration authority Shenzhen Municipal Administration for Market Regulation

Registered address Units 2-8 on the 10th floor and the entire floor on the 11th floor of the Duty Free Business Building, No. 6 Fuhua 1st Road, Futian District, Shenzhen

Business status continues

PPF Group

PPF Group is the parent company of Home Credit Group. Its investment areas cover banking, financial services, telecommunications, insurance, real estate, mining, agriculture, retail and biotechnology. Business spans European, Russian, American and Asian markets. As of June 2014, PPF Group's assets under management reached 24.2 billion euros.

Home Credit BV is a major domestic consumer financial service provider with operations in ten markets with growth potential around the world. Founded in 1997, Home Credit Group mainly provides responsible loans and simple, convenient and fast consumer financial services to people with no or little credit history. With its rich experience and expertise in multinational operations, Home Credit Group continues to outperform many of its peers. By providing a safe and high-quality loan experience, Home Credit Group actively promotes and expands inclusive finance to reach people not covered by traditional banking services - many of its customers are first-time borrowers. Home Credit Group actively promotes the improvement of living standards while meeting the financial needs of borrowers. As of June 2015, Home Credit had 57,600 employees and served more than 47.8 million customers. Home Credit has a strong business network, including more than 161,000 POS points, loan processing offices, branches and post offices.

Home Credit (China) is a Czech investor in China. Home Credit Consumer Gold Home Credit (China) is a Czech investor in China. Home Credit Consumer Finance Co., Ltd. is the only foreign-funded company among the first four pilot consumer finance companies approved by the China Banking Regulatory Commission. It was registered in Tianjin and officially opened at the end of 2010. Under the guidance of the China Banking Regulatory Commission's "Pilot Management Measures for Consumer Finance Companies" implemented in January 2014, Home Credit Consumer Finance Co., Ltd. has been expanding its business nationwide since December 2014.

At the same time, Home Credit is committed to becoming a responsible consumer loan service provider, promoting financial knowledge popularization projects through financial lectures and comics, and cultivating public awareness of credit and responsible lending.

As of June 2015, Home Credit’s business in China has covered 21 provinces and 4 municipalities, more than 200 cities, and created nearly 20,000 jobs in China, helping second- and third-tier urban areas employment and economic growth.

Home Credit actively responds to the government’s call to promote consumption and has boosted domestic demand by more than 25 billion yuan. Home Credit has very good cooperative relations with well-known national retailers such as Dixintong, Suning, and Gome in China. It has currently set up nearly 40,000 POS loan points in China.

Following the put into operation of the Wuhan Customer Service Center, in July 2014, Home Credit officially opened the Changsha Customer Service Center, the largest customer service center in China, with two major Customer Service Centers: Changsha and Wuhan*** It can accommodate more than 8,000 high-quality professional customer service personnel, and the average daily service volume can exceed 750,000 times. It also has an archives area of ??more than 3800 square meters to store more than 27,000,000 customer contracts.

Home Credit Financial is a company that uses loan sharking schemes to deceive people! Tens of millions of people have complained. The country should eradicate it. Gitzo will not fall! God cannot tolerate it! How can a foreigner be allowed to run rampant here? Drive him out of China and stop harming people. He is a wolf in human skin!

I was also deceived by China Mobile. China Mobile does not offer promotions. New customers receive a mobile phone as a gift. The 118 package comes with a mobile phone. When signing up, they asked me to sign up with Home Credit during the promotion.

, I signed the contract in seconds without saying anything, and later I found out it was a loan company. What's even more annoying is that I have to pay off the loan for two years. The mobile phone company's phone bill is calculated as follows: 200 minutes for the main card and 30 minutes for the secondary card. The calls are free. After these times, it costs 2 cents per minute. I used to be an old customer of China Telecom. They charge a package of 118 yuan. With three cards, you can spend 20 cents per minute within 70 yuan, and you can get 350 minutes for free. However, China Mobile has 230 minutes and you have to spend on separate cards. I will not use China Mobile again in two years. , It’s really a deep routine.

Home Credit calls every day and everywhere. It seems that Home Credit has a very strong background. From now on, Chinese people will no longer go to Home Credit to borrow money and let it fend for itself

Home Credit is a loan shark company,

Is it a rogue company