Development course of automobile insurance loss adjuster industry

(A) Brand enterprises become bigger and stronger and seek to break through the "bottleneck"

Most of the early start-up evaluation companies have experienced five years or more of development. In the early stage, the dark horse stood out, but most of them were in the third five-year plan.

After 1998, it began to stagnate and even experienced negative growth. Looking at the ranking of the total business volume of public appraisal institutions in the development report of insurance intermediary market in recent four years, it is not difficult to find that the top ten industries in the early stage were ups and downs. The whole industry is in the initial stage of development.

However, the problems of weak management foundation and lack of management system in the early stage have been gradually overcome, and the fundamental problem of backward governance structure has gradually surfaced, becoming a "bottleneck" for becoming bigger and stronger. Practice has proved that the loss assessment company did not

As long as the efforts made in the construction of management foundation and management system encounter primitive and backward governance structure, the advanced management system will lose its vitality. Lack of confidence in the power of self-improvement makes brand company decision makers have to try to understand.

With the help of foreign capital, we will completely change the ownership structure and seek a breakthrough in the company's development.

(B) complementary advantages and resources * * * driven by strategy

Early entrepreneurial public

The market of appraisal companies is mainly concentrated in the field of non-auto insurance claims appraisal. After several years of operation, they have basically determined the target market in a wide range of traditional insurance business, and initially formed the core competitiveness of market segments, and some markets are in a monopoly state.

(marine insurance assessment franchise) The company has initially gained international competitiveness in the field of assessment technology. It is more and more urgent to become bigger and stronger, to promote industry institutions to learn from each other's strong points to form comprehensive strength and to promote the formation of international competitiveness of the industry.

Stop. In order to achieve the purpose of promoting the scale and benefits of listing at the same time, and the complementary effect of the insurer's business structure on the claimant market, it is also promoting companies with auto insurance claims as their core business and non-auto insurance claims as their core business.

The willingness of commercial companies to establish complementary platforms.

Realizing the specialized operation of the group through capital reorganization can not only complement the advantages of the group members, but also make the resources more important to the operators.

Enjoy it. In addition to the * * * enjoyment of professional and technical personnel resources, management resources and capital resources, it is the * * * enjoyment of information and market resources among group members that strengthens the joint will of operators. In addition, when the integration scope of the group platform is extended to

In the whole process of insurance intermediary, the public adjuster is no longer just a lonely and weak position in the downstream of the insurance industry, but has gained the common advantage as an agent and brokerage service in the upstream of the insurer.

(C) the strategic drive of talent integration

The oligopoly pattern of China's insurance assessment industry, although the top ten companies have more than half of the industry's talents and market resources, but the real market of insurance assessment is only the tip of the iceberg of the potential market, mainly professional and technical personnel.

The market expansion of public appraisal companies, which mainly focus on management capital, must be based on organizational expansion. The formation of large-scale production capacity requires not only training and improving the work efficiency of assessors, but also mastering professional and technical personnel in the field of industrial science and technology encyclopedia.

Aggregation, which is particularly important for improving the core competitiveness of non-auto insurance assessment that reflects the value of insurance assessment. But the reality is that as of 2007, among the nearly 6,000 business personnel in this industry, at least 40% are scattered in more than 200 non-top ten companies.

In small and medium-sized companies, due to the restriction of company brand on market expansion, these professional and technical personnel are in an inefficient state of use, among which there are many excellent appraisers who are eagerly sought after by large companies. There are no strong big companies in the industry.

At present, the technical backbone of small and medium-sized companies is limited to vested interests, but when the group competitive advantage of capital brand is formed, it is the time when outstanding talents gather.