Is there a grace period for Meituan to borrow money?

There is no grace period for repayment when borrowing money from Meituan. Users must ensure that the repayment funds arrive before 24:00 on the repayment date. Overdue repayment or overdue repayment funds will be regarded as users. Overdue. The repayment record of the money borrowed by Meituan will be uploaded to the People's Bank of China's credit report. If the user repays overdue, the overdue record will be uploaded to the People's Bank of China's credit report, resulting in a poor personal credit report.

Therefore, after a user successfully applies for a loan from Meituan, he or she must repay the loan on time. If the user cannot repay the loan on time, he or she can apply for negotiated repayment before it is overdue.

Meituan’s social value:

1. Build a beautiful society.

1. Create tens of millions of jobs.

In 2018, the Meituan platform created 19.6 million job opportunities[65].

Under the influence of the epidemic, Meituan launched the "Spring Return Plan" and launched six major measures to help resume work and stabilize employment. The "Spring Return Plan" includes: providing more than 200,000 jobs across the country through a combination of long-term employment and flexible employment; providing green channels for local and nearby employment for registered poor people; recruiting more than 1,000 fresh university graduates; Open more than 3,000 social recruitment positions; provide employment information docking services for merchants and practitioners; provide online vocational training for tens of millions of practitioners, etc. On August 7, Meituan’s “Spring Return Plan” was upgraded, adding 500,000 new flexible jobs, and providing more than 2,000 school recruitment positions and more than 5,000 social recruitment positions.

2. Help fight poverty.

In 2019, 3.99 million food delivery riders received income from Meituan, of which 257,000 were registered as poor households registered by the state, and 98.4% have been lifted out of poverty.

In 2020, Meituan launched the "New Starting Plan" to recruit 50,000 riders from 52 impoverished counties. Now it has been further upgraded to "New Starting in Counties" to provide further services to impoverished counties. Create 200,000 rider positions, and help impoverished counties get rid of poverty by promoting nearby employment and exploring poverty alleviation methods such as charity and tourism.

3. Promote digital development.

Meituan University was established in 2019. It is a "comprehensive university" in the field of life services and is committed to becoming a base camp for digital talents in the life service industry. During the epidemic, Meituan University launched the "Business Support Plan", with more than 300 anti-epidemic live broadcasts covering 25 provinces across the country; it also opened a "Spring Breeze Lecture" live broadcast, inviting experts and merchants to share digital business practices, with more than 12 million views; Selected into the first batch of vocational skills training online platforms of the Ministry of Human Resources and Social Security, all courses are open for free.

In April 2020, Meituan University settled on the "Learning Power" platform and became one of the first batch of approved vocational education platforms for Internet companies.

On October 15 of the same year, Meituan University held its first anniversary event. Data shows that in the past year, Meituan University has provided a total of 3,839 courses, trained more than 16.98 million people, and covered 3.88 million merchants.

2. Fight against the new coronavirus epidemic.

1. Pay tribute to the most beautiful retrograde man.

On January 26, Meituan Charity Foundation announced a donation of 200 million yuan to establish a national special fund for support and care of medical staff, targeting medical staff in key epidemic prevention and control areas such as Wuhan and medical staff from all over the country who are assisting Hubei. team to provide targeted assistance. So far, Meituan Charity Foundation has completed donations to 19,975 medical team members from 18 domestic provinces, autonomous regions, and municipalities including Shanxi, Jiangxi, and Beijing, with a total of 101.7 million yuan, and is also promoting donations to more medical team members to aid Hubei. . Among them, 6 million yuan was donated to 1,151 medical staff from Beijing assisting Hubei.

Since January 27, Meituan Waimai has teamed up with many local catering companies in Wuhan to launch the "Emergency Meals for Medical Care" public welfare activity, providing free special meals to the medical staff of key hospitals in Wuhan and the medical teams aiding Hubei every day. Serve meals. The activity provided a total of 93,600 free meals, pastries, and fruits to designated fever clinics in Wuhan and medical teams from Shanghai, Guangdong, and Henan to assist Hubei.

2. Ensure the supply of people’s livelihood.

After Wuhan was "locked down", Meituan Maicai overcame unfavorable factors such as the lockdown, traffic control in the city, and poor material transportation, and made every effort to maintain the normal operations of 22 sites in Wuhan. In Beijing, Meituan Maicai has opened more than 50 offline service stations, with a service area of ??2-3 kilometers near the station, basically covering the core areas of Beijing. In order to ensure uninterrupted supply and availability of fresh food in the Beijing market, more than a thousand employees of Meituan Maicai stick to their jobs and provide uninterrupted fresh food delivery services to community residents.

After the outbreak, in order to reduce the risk of infection caused by person-to-person contact, Meituan Takeout took the lead in launching a "contactless delivery" service. Subsequently, we further enhanced safety measures and launched "Contactless Safe Delivery", which uses the form of "electronic card physical card" at the merchant end and delivery section to display the health status of chefs, packers, and riders, as well as safety protection information such as lunch box disinfection, to ensure The entire process of food safety information is visualized and traceable without contact.

3. Help recovery of consumption.

After the outbreak, in order to restore consumers' confidence in offline consumption, Meituan launched a series of service initiatives such as "Safe Restaurant", "Safe Order" and "Safe Code". At present, the number of Meituan's "Anxin Partner Alliance" merchants has reached nearly 1.128 million, of which more than 350,000 merchants have joined the "Anxin Partner Alliance" by marking "Anxin Restaurant". The number of orders from high-quality merchants across the country has increased by 61.6%, compared with the same period last year. Merchants who have not joined the "Safety Partner Alliance" have a 46.5 percentage point increase.

At the same time, the "Safe Consumption Festival" jointly launched by Meituan and local government departments has been implemented in more than 50 cities including Beijing, Shanghai, and Wuhan, and has provided local life services such as catering, supermarkets, and hotels. Promote safe consumption at the entry point and promote economic recovery.

4. Help merchants grow.

After the outbreak, Meituan Waimai launched the "Spring Breeze Action", launching a monthly traffic red envelope of 500 million yuan and a merchant subsidy of 400 million yuan; launching a "merchant partner commission return plan" to provide high-quality catering services nationwide Takeout merchants will return takeout commissions at a ratio of no less than 3 to 5%; it has also worked with financial institutions to provide merchants with a total of 20 billion in preferential interest rate support loans. More than 10,000 small and micro merchants in Hubei have received 30% discount loans, and more than 20,000 merchants across the country have received assistance. Meituan Waimai also formed the "Spring Breeze Partner Alliance" with hundreds of thousands of assisted merchants***, and the average turnover of the first batch of alliance merchants increased by more than 80%.