How to deal with the retirement of employees in bankrupt enterprises?

For employees of bankrupt enterprises, retirement has always been one of their most concerned issues. Because bankrupt enterprises cannot operate normally, the retirement benefits of employees will also be affected. Then, how to deal with the retirement of employees in bankrupt enterprises? The following will be introduced in detail from the aspects of pension, social security relationship transfer and endowment insurance fund.

I. Pension

For employees of bankrupt enterprises, pension is one of the most important guarantees. In bankrupt enterprises, employees' pensions are generally divided into two parts: one is the pension that enterprises should pay and the other is the pension that individuals pay. For the pension that enterprises should pay, if bankrupt enterprises are unable to pay, employees can apply to the government for old-age security. Pensions paid by individuals can be transferred to new units, or they can choose individuals to apply for pensions. Specific procedures need to be handled according to local policies and regulations.

Second, transfer the social security relationship.

For employees of bankrupt enterprises, the transfer of social security relations is also an important issue. If the bankrupt enterprise cannot continue to pay social security for its employees, the employees may apply to the local social security department for transferring the social security relationship. The specific process is as follows:

1. The employee applies to the original unit and fills in the Application Form for Transfer and Continuation of Social Insurance Relationship.

2. The original unit shall review and issue relevant certification materials, including social security payment certificate, basic information certificate of the employer, employee identity certificate, etc.

3. Employees should submit relevant certification materials and application forms to the social security department of the destination.

4. The destination social security department shall review and handle the transfer procedures of social security relations.

Third, the endowment insurance fund

For the employees of bankrupt enterprises, the endowment insurance fund is also an important issue. If a bankrupt enterprise is unable to pay endowment insurance for its employees, the employees may apply to the local social security department for basic endowment insurance. The specific process is as follows:

Employees apply to the local social security department and fill in the relevant application forms.

2. The social security department examines the employee's application materials, including my identity certificate, basic information of the employer, social security relationship, etc.

3. The social security department accounts for the payment period and amount of employee pension insurance.

4. Employees pay according to the calculated payment amount, and can enjoy basic old-age insurance benefits after payment.

To sum up, retirement is a very important issue for employees of bankrupt enterprises. Employees can safeguard their rights and interests by applying for endowment insurance funds, transferring social security relations and paying back endowment insurance funds. However, the specific procedures and policies may be different in different regions and industries, requiring employees to apply and handle according to local policies and regulations.