I'd like to know something about the work of "inspector" of insurance company.

1. Definition of ship surveyor: a professional technician who comprehensively analyzes the scene of automobile collision accidents through scientific and systematic professional inspection, testing and survey, and uses vehicle damage assessment data and maintenance data to make scientific and systematic damage assessment and pricing for vehicle collision repair.

Second, to be a surveyor, you need to hold the qualification certificates of automobile loss adjuster and insurance agent, and basically any post should be held by insurance company personnel. Generally, new employees will be accompanied by old employees for a period of time. If you are only engaged in surveying, I suggest you know a little about automobile structure. The investigation work is mainly serious and responsible. If you have the opportunity, you can take an examination of a car insurance assessor, which is necessary for property insurance survey.

Third, the work content:

1, check the insurance documents.

2. Check whether the vehicle in danger is an insurance vehicle and whether the annual examination of the driving license is qualified.

3. Check whether the driver's license of the accident driver is within the validity period, whether the vehicle type marked on the driver's license is consistent with the driving vehicle type, and whether it is checked in case of A/B photos.

4. Check the identity card of the insured.

5. Check the insurance policy.

6. Learn more about the accident and judge whether it belongs to insurance liability.

7. Compare the traces at the scene and do a good job of obtaining evidence at the scene.

8. Check the loss items with the insured.

9. With the cooperation of the repair shop, carry out the damage assessment work, initially determine the replacement items and working hours, and determine the final loss amount after checking the price. If there is a deviation between the nuclear loss amount and the loss amount reported by the repair shop, actively communicate with the repair shop to solve the price difference problem.

10, (collect claims information, such as: the insured's ID card (the company's vehicles need to be stamped on the compensation receipt), the traffic police accident confirmation, the court judgment, the insured's account number, the maintenance invoice, etc.

The number of cars in China is accelerating, and the auto insurance industry is also developing rapidly. At present, the auto insurance market has exceeded 1000 billion yuan, and it is still growing at a rate of more than 10% per year. Auto insurance business has become the development pillar and competitive core of more and more insurance companies. In addition to PICC, Pingbao and Taibao, more and more insurance companies and related institutions are involved in the auto insurance market.

In the business competition of auto insurance, the core competitiveness comes from the competition of talents, and major insurance companies have begun to recruit and train a large number of talents. The position of insurance company surveyor in the company has also risen rapidly. The salary is good, which is divided into two parts: basic salary and survey volume. Second-tier cities are generally around 4,000 yuan, which is above average.

Extended data:

Apply for qualification

1. Obtain junior college degree or above in automobile related major in secondary vocational school, and have been engaged in automobile collision repair or damage assessment for more than two years.

2. Persons who have obtained bachelor degree or above in automobile-related major.

(Anyone who meets one of the above conditions can register)

References:

Baidu Encyclopedia: Investigation and Damage Determination