Who has used industrial consumption finance loans? Is it reliable?

If it's not reliable, you have to inspect it yourself. What meets your own needs is the most suitable.

Industrial Consumer Finance is a holding subsidiary of Industrial Bank and a formal consumer finance licensee.

Compared with other loan products, the loan interest of industrial consumer finance can only be said to be moderate, and the monthly interest of most credit customers is between 0.66%- 1. 18%.

Xingye Consumer Finance Co., Ltd. is a consumer finance company. 2065438+2004 65438+2004 was formally established in Quanzhou Financial Reform Experimental Zone, Fujian Province. This is the first consumer finance company controlled by a joint-stock commercial bank in China, and it is also the first company opened by China Consumer Finance Company since the expansion of the pilot project in 2065438+2004 1.

Industrial Consumer Finance Co., Ltd. is a joint-stock company established in Quanzhou with the approval of Bank of China Insurance Regulatory Commission (formerly China Banking Regulatory Commission) and Fujian Banking Regulatory Bureau's Reply on the Opening of Industrial Consumer Finance Co., Ltd. (Yin Min Fu Jian No.2014393).

Industrial consumer finance was established by Industrial Bank Co., Ltd., Quanzhou Commercial Corporation of Fujian Province (now renamed as Quanzhou Commercial Group Co., Ltd.), Xtep (China) Co., Ltd. and Fucheng (China) Co., Ltd., and was formally established on February 22, 2065438+2004 with a registered capital of 300 million yuan.

After deliberation and approval at the second extraordinary general meeting of shareholders in 20 18, it was decided to change the registered capital to RMB1900,000 yuan.

Xingye Consumer Finance Co., Ltd. specializes in family loans.

The list of Asian financial competitiveness in 20 19165438+10/9 was announced, and Industrial Consumer Finance Co., Ltd. won the award of "20 19 Competitive Consumer Finance Brand".

Company development direction:

Xingye Consumer Finance is committed to becoming a leader in consumer finance and an innovator in inclusive finance, constantly deepening the integration of traditional experience and emerging technologies, creating the core competitiveness of financial technology that runs through all aspects of customer acquisition, risk control and operation, with leading service quality and efficiency in the industry.

20 16 September, industrial consumer finance "household consumer loan" won the most popular consumer credit product in Quanzhou financial industry in 20 16.

20 16 12, Industrial Consumer Finance won the "inclusive finance Innovation Award of the Year" and "Consumer Finance Innovation Award of the Year" in the selection of the first financial innovation award in Fujian.

2065438+June 2007, Xingye Consumer Finance won the first technology and finance Pilot Award "Outstanding Consumer Finance Brand Award".

20 17 June, Industrial Consumer Finance won the "20 17 People's Satisfaction Award for Financial Product Innovation" at the China New Financial Development Summit Forum.