How to prepare for the exam in bank campus recruitment

The written examination of bank campus recruitment presents the unified organization examination of the head office and the national unified examination. The written test is divided into three parts: English, administrative ability test and banking professional knowledge. The focus of English lies in the usual accumulation, and exams and professional knowledge are the key to grading.

The five major state-owned commercial banks have all three contents in the written test, and they all need to be fully prepared. Some joint-stock banks only take the administrative ability test or bank professional knowledge.

Different from civil servants, the administrative ability test department of bank written test has higher requirements. Because of the large number of questions, the same questions are required to be completed in a shorter time, which requires a comprehensive and systematic review of the test section. The disciplines involved in banking expertise include microeconomics, macroeconomics, finance, monetary banking, international banking, international economics, financial management, accounting, contract law, company law, commercial banking law, negotiable instruments law, banking expertise, international trade, international settlement, computer and so on. In addition, some subjects will cover a smaller scope, such as public administration and finance. The banking profession has become a golden collar profession, and its main characteristics are: high income, stable work and high status. Generally, the income is not less than 60,000 per year, and it enjoys a high social status. It is a golden collar occupation in everyone's eyes. But it also has the characteristics of busy work and great pressure. For fresh graduates, choosing a good career is a good start. Many people regard banking as their first choice, because it is a rewarding career, which can continuously promote people's learning and enterprising, get in touch with mainstream high-end people in society, and also bring themselves a rapid increase in wealth. Its professional requirements also mean its high-end. The main majors are: finance, economy, management and accounting. Some banks have no majors, so many science and engineering majors also enroll students.

The products of banks are various derivatives of money, and the main source of money is deposits, including personal deposits and unit deposits. The destination of money is mainly credit or wealth management products. Bank profits come from the difference between deposits and loans and intermediary business charges. The CBRC and local banking regulatory bureaus supervise banks, while the People's Bank of China manages interest rates and exchange rates.

Bank posts are mainly divided into business and administrative levels, and the occupations of business departments can be divided into private and public. Personal business is mainly engaged in personal business, including financial management, collection and payment, deposit and withdrawal, personal credit and other basic businesses. What the princess needs to do is the business of enterprises and institutions, including credit, wealth management and some intermediary business.

When a person enters a bank, no matter how highly educated he is, the first step is often a teller at the grass-roots level. After the internship, I have the opportunity to choose the first step. This is the first diversion of bank work. Some people will enter the public sector, some people will enter the private sector, and some people will enter functional departments such as risk, audit, accounting, personnel and administration. The promotion route after entering their respective departments is the hierarchical leadership of their respective departments, which can be converted between private and public. If they can enter the public sector and serve big customers, it is undoubtedly a promising pedal for bank employees. Employees who work at the branch level are often promoted to the top of the president of the branch, and the best can be the vice president of the branch. The president is often stationed by the headquarters.

In the employee competition, there is also a very dynamic group, that is, dispatching employees. Without setting up a bank, they are employed by a third party, which is quite different from regular employees in terms of benefits, but there is no difference in salary. Moreover, because they speak on the basis of performance, they often get more income. If their performance is good, they will have the opportunity to become regular employees every year, which is a great incentive for these employees. 1. What is the banking system in China?

China's system consists of central bank, regulators, self-regulatory organizations and banking financial institutions.

1) Monetary Authority-China People's Bank

2) Regulator-China Banking Regulatory Commission

3) Self-regulatory organization-China Banking Association

4) Banking financial institutions-including three policy banks, five state-owned commercial banks, 13 joint-stock commercial banks, rural credit cooperatives, various city commercial banks, postal savings banks and other names of one or five major banks:

Industry and Commerce (China Industrial and Commercial Bank), Agriculture (China Agricultural Bank), China (China Bank), Construction (China Construction Bank), and Communications (Bank of Communications).

Second, the comparison between the five major banks and joint-stock banks

Threshold of the five major banks: due to the large enrollment scale, the entry threshold is relatively low, the income is relatively low, but the social status is high, and there are more job-hopping opportunities in joint-stock banks, small loan companies and local banks.

Joint-stock banks: less enrollment, high entry threshold and high income. However, job competition is stressful and tiring. But it has a strong role in promoting the improvement of personal ability.

Third, the income of the five major banks.

At present, the income of the five major banks is 60,000 yuan for new employees, and 500,000-600,000 yuan/year for middle-level employees after they become regular employees. In Chongqing, the higher incomes are Agricultural Bank, China Construction Bank and Bank of Communications. After entering the five major banks, they enjoy a high social status. In addition to contacting large customers such as enterprises, we will also contact customers such as government officials.

Fourth, the current recruitment situation.

Banking has become an increasingly popular profession, and the entry threshold is getting higher and higher. Nationwide, the banking industry recruits about 10 million people every year, and no less than one million people want to enter by submitting resumes. Chongqing recruits 3,000 to 4,000 people every year, including 300 people from rural commercial banks 1.300, 200 to 300 people from each of the five major banks, and the number of people recruited from other commercial banks ranges from dozens to 100.

However, due to the enrollment expansion of colleges and universities, especially graduate students, the entry threshold is getting higher and higher. Generally speaking, if you want to stay in the main city of Chongqing, you need a master's degree, or 2 1 1, 985 college students, and other personnel basically have no chance to stay in the main city. However, this passage has not been blocked. Many people enter the county bank first, and then transfer to the main city through personal ability improvement. This is very possible.

Verb (abbreviation of verb) recruitment process and recruitment form introduction

Online application: First of all, we should pay attention to the major job-seeking websites such as fresh graduates, ChinaHR.com and Zhaopin.com, and pay attention to the recruitment information above. Bank recruitment information will generally be posted on the home page of such websites. After seeing the published information, you can find the address of online application, fill in your own information in turn, and submit it.

How to apply online?

The ways for banks to receive resumes include online application, letters and emails, and on-site reception at seminars. The proportion of various ways is as follows:

Online application (68%): Online application websites include Bank official website and major job search websites.

Mail (20%)

Presentation and on-site reception (8%)

Others (4%)

Written test: the five major banks implement unified examination, and the proposition is divided into three parts, namely, administrative ability test, English and professional courses. The amount of questions is relatively large, which requires students to review systematically and prepare carefully. Especially specialized courses, involving more than ten courses. Students with weak foundation or non-professional courses need to make great efforts to study or review.

Interview: Some banks are lifelong, and some big banks are double-sided or even three-sided. There are three forms of interview: structured interview, leaderless group interview and semi-structured interview, as well as some derivative forms such as debate. The purpose is to examine students' expression ability, communication ability and emergency ability, which is the most important and key link in the whole exam. For several major forms of interviews, we can do better through systematic preparation, but the chances of students who are completely unprepared will be much lower, because most people will always be emotionally nervous when facing a large number of examiners. When they are nervous, it is easy for them to go blank and not play well, so they need systematic training.

Most bank recruitment resumes need to fill in the following information:

(1) Basic personal information: including name, gender, age, place of origin, etc.

(2) Educational experience: Some students are required to start high school.

(3) Experience in social activities: such as societies and student unions.

(4) Work experience

(5) Awards: including scholarships and various honors.

(6) Skills certificate: including foreign languages and computers.

(7) Academic achievement ranking: Generally, some major courses will be listed.

(8) Publishing papers/participating in research projects/research results, etc.

(9) Family situation: including kinship, whether there are relatives working in the bank, etc. Some banks need to meet the conditions of avoiding relatives.

(10) open question