What is the difference between a bank branch and a sub-branch?

1. What's the difference between a bank branch and a sub-branch?

I believe that when many friends go to the bank or handle banking business, the bank may show that it is a branch or a branch, so what is the difference between the two?

In my personal experience, the difference between a sub-branch and a sub-branch lies in:

I. Branches

Local branches generally recruit management trainees, account managers, tellers and other positions, among which management trainees work in branches, and account managers and tellers work in branches. Compared with the management trainees of the head office, the number of management trainees of branches is relatively large, and the threshold is relatively low. After joining the branch, you need to take rotation study, and then return to the branch to enter the corresponding jobs, such as retail banking department, corporate banking department, bill business department, trade finance department and so on. , mainly engaged in the position of product manager, can participate in the design, distribution and sales of banking products all the time and become an elite in a certain business field.

Two. branch

Sub-branches mainly recruit account managers and tellers, belonging to different business lines, which can directly face all kinds of customers of banks and have access to a large number of customer resources. At the same time, due to the corresponding performance appraisal of account managers and tellers, the bonus income will be higher than the middle and back office positions of branches in many cases, and there will be generous year-end awards. In recent years, with the reform of business division system promoted by major banks, the authority of branches is weakening, and account managers and tellers are gradually directly managed by branches, which means that as long as they perform well, they can have many opportunities to be transferred to branches.

Third, the difference

A sub-branch is a branch of a bank and the competent bank of a regional bank. It can manage savings offices and sub-branches. Banks generally have a head office, branches, sub-branches, sub-branches and savings offices. Generally speaking, provincial branches are first-class branches and municipal branches are second-class branches. Sub-branches are located in districts and counties below the city. Each branch has a branch, as well as several branches and savings offices. A bank branch is a branch of a bank.

Now can you tell what is a branch and what is a sub-branch?

I hope I can help you.

Second, is Ping An Bank's loan formal?

Routine! If the interest rate is high, you can borrow money again.

3. Is the Dongzhimen Personal Loan Center of Ping An Bank formal?

Ordinary. Dongzhimen Personal Loan Center of Ping An Bank is legally registered and certified by the Ministry of Industry and Information Technology, and holds formal and legal business certificates. It is a legal enterprise, so it is formal. Dongzhimen Personal Loan Center of Ping An Bank is a department specially set up by Ping An Bank to handle personal loan business. Almost every bank has a personal loan center, which is engaged in the approval, issuance, supervision and collection of personal loans.

4. Is the Dongzhimen Personal Loan Center of Ping An Bank formal?

Ordinary. Dongzhimen Personal Loan Center of Ping An Bank is legally registered and certified by the Ministry of Industry and Information Technology, and holds formal and legal business certificates. It is a legal enterprise, so it is formal. Dongzhimen Personal Loan Center of Ping An Bank is a department specially set up by Ping An Bank to handle personal loan business. Almost all banks specialize in auditing, issuing, supervising and collecting money.