What are five insurances and one gold? 20 17 what is the payment ratio of five insurances and one gold in Guang 'an?

1. "Five insurances and one fund" refers to five social insurances and one provident fund, and the "five insurances" include endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals. Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that with the merger of maternity insurance and basic medical insurance in the future, the familiar "five insurances and one gold" will become "four insurances and one gold". 20 16 12 19 the National People's Congress Standing Committee (NPCSC) deliberated on the relevant draft decision, and proposed to authorize the State Council to temporarily adjust and implement the relevant provisions of the People's Republic of China (PRC) Social Insurance Law in the administrative areas of pilot cities such as Handan and Kloc-0/2, with Handan and Zhengzhou as pilot cities. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in medical insurance can enjoy maternity insurance benefits.

Two. The provisions of five insurances and one gold are different in each region, and the base is based on the total wages. Some enterprises pay basic wages and some related subsidies, but some enterprises only pay basic wages, which is against the law. The specific proportion should be consulted with the local labor department, and the payment ratio varies from place to place.

Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).

Proportion of medical insurance payment: 8% for the unit and 2% for the individual+3 yuan;

Unemployment insurance payment ratio: unit 0.8%, individual1%;

Work-related injury insurance payment ratio: the unit pays 1% for you every month, and you don't have to pay a penny yourself;

Maternity insurance payment ratio: the unit pays you 1% every month, and you don't have to pay a penny yourself.