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Can Dongguan Stomatological Hospital use medical insurance?
Tooth extraction belongs to the surgical treatment of stomatology, belongs to the surgical category and is within the scope of medical insurance. But tooth extraction is basically carried out in outpatient clinics. For most residents' medical insurance and the new rural cooperative medical system, outpatient surgery fees are generally not reimbursed. However, if the balance in the medical insurance card is sufficient, you can withdraw the balance for tooth extraction.
In addition, if the teeth are ambushed and need to be hospitalized, the teeth can be extracted under general anesthesia, and you can go to medical insurance for reimbursement. The reimbursement rate is directly related to the level of the hospital. Secondary hospitals are relatively high, probably around 70%, and tertiary hospitals are around 50%.
Medical insurance reimbursement process of dental clinic:
1, the insured submits all the documents and vouchers required for reimbursement to the relevant local authorities;
2. Just wait for the social security agency to handle it, or you can directly reimburse it in the hospital, that is, when you go through the hospitalization procedures, you can directly participate in the reimbursement by issuing a new rural cooperative medical certificate to the hospital.
Proportion of reimbursement for dental medical insurance:
Dental medical insurance reimbursement can only be partial, not all. In case of hospitalization expenses, the minimum payment standard for employees and retired employees to use for the first time within one year is 1300. For the second hospitalization, according to 50% of the minimum payment standard, the maximum treatment cost that medical insurance can pay within one year is 70,000 yuan.
The reimbursement rate of township hospitals and community health service institutions is not less than 80%, the institutions above the county level are not less than 70%, and the municipal hospitals are not less than 60%.
To sum up, generally speaking, items such as dental treatment can be reimbursed by medical insurance in social security, such as tooth extraction, accidental dental treatment, comprehensive dental treatment, etc., but cosmetic items cannot be reimbursed by medical insurance.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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