What does a financial planner do? Is the gold content high?

Financial planners have attracted the attention of more and more small partners, so what does a financial planner do? The following is "What does a financial planner do? Is the gold content high? " For reference only. Welcome to read this article.

What does a financial planner do? Financial planner refers to a person who provides comprehensive financial consulting services for individuals, families, small and medium-sized enterprises and institutions by using the principles, techniques and methods of financial planning. Financial planning requires providing all-round services.

Therefore, financial planners are required to master all kinds of financial instruments and relevant laws and regulations, provide customers with tailor-made and feasible financial plans, and meet customers' long-term and ever-changing financial needs in the continuous revision of the plans.

ChFP (CHFP) is issued by Ministry of Human Resources and Social Security, People's Republic of China, and it is the only financial planner certificate issued by the government. Comprehensive use of investment, law, finance and other professional knowledge, with cash planning, consumption expenditure planning, education planning, risk management and insurance planning, investment planning, retirement planning, tax planning, property distribution and inheritance planning as the main tools, with the goal of cultivating wealth management elites, to cultivate students' professional financial planning knowledge and ability.

Is the financial planner high in gold?

Financial planners have a high gold content, and the services needed for financial planning are all-round. Therefore, the country's requirements for financial planners are strict. They must be able to fully grasp all kinds of financial instruments and relevant laws and regulations, and at the same time provide customers with tailored and feasible financial plans, and this plan needs to be constantly revised to meet the changing financial needs of customers for a long time.

With the rapid development of China's economy, the middle class and very rich people are growing, and some of them have turned from the stage of rapid accumulation of wealth to the direction of prudent and conservative investment and financial security. Therefore, the demand for financial planners who can provide objective and comprehensive financial services is growing rapidly.

Financial planners can not only serve financial institutions, such as commercial banks and insurance companies, but also practice independently and provide financial services to customers as a third party.

Further reading: the conditions for applying for the national senior financial planner are one of the following.

1, continuously engaged in this occupation 19 years or more.

2. Have a bachelor's degree or intermediate title, and have been engaged in this occupation for more than 13 years.

3. Have a master's degree or above or a senior professional title, and have been engaged in this occupation for more than 10 years.

4. After obtaining the professional qualification certificate of the professional financial planner, he has been engaged in the professional work for 4 years.

5. After obtaining the professional qualification certificate of the professional financial planner, he has been engaged in the professional work for more than 3 years, and has been trained by the professional senior financial planner to reach the required standard hours, and has obtained the certificate of completion.