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How are the three allowances calculated for current employees of public institutions in Guanyun County?
This is generally the case, but I don’t know if your county is special. Three insurances and one fund: basic pension insurance premiums, basic medical insurance premiums, unemployment insurance premiums, and housing provident funds.
1. Pension insurance: individuals pay 4% of the salary base, and enterprises pay 10% of the salary base. Individuals pay up to the legal normal retirement age.
2. Medical insurance: individuals pay 2% of the salary base for basic medical insurance, 9.8% of the salary base is paid by the unit, and 0.8% goes into the personal account; individuals pay 3 yuan per month for mutual aid funds for large medical expenses , the unit pays 1% of the salary base. When an individual becomes ill, the basic medical insurance pooling fund and personal account will share the expenses. Medical expenses that exceed the minimum payment standard of the basic medical insurance pooling fund shall be borne by the individual in proportion. Any shortfall in personal account shall be paid by myself.
3. Unemployment insurance: Individuals pay x 0.5% of the wage base, and units pay 1.5% of the wage base. If you participate in unemployment insurance in accordance with regulations, and your employer and you have fulfilled the payment obligations for one year as required; if your employment is interrupted not due to your own will; if you have registered for unemployment and have job requirements, you can receive unemployment insurance.
4. Housing Provident Fund: Individuals pay x 8% of the salary base, and units pay 8% of the salary base. Individuals purchase, build, renovate or overhaul their own houses; retire or retire, completely lose the ability to work, and terminate the labor relationship with the unit; move out of the city or county where the registered permanent residence is located or settle abroad; repay the principal and interest of the purchase and loan; If the rent exceeds the prescribed proportion of family wage income, the housing provident fund can be withdrawn.
About five insurances and one fund
"Five insurances and one fund" refers to five types of insurance, including pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance;
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"One Fund" refers to the housing provident fund.
Among them, pension insurance, medical insurance and unemployment insurance are premiums paid jointly by enterprises and individuals. Work-related injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay. What should be noted here is that the "five insurances" are statutory, but the "one fund" is not statutory.
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