Fangshan Changyang to buy commercial housing or residential?

You buy a house mainly for the elderly.

I suggest you buy a house near Changyang subway.

Mainly from the following aspects:

(1) Peripheral facilities: The living facilities in the community are relatively complete.

Take Country Garden as an example. Surrounded by Shiji Hualian Supermarket, Yonghui Supermarket, Greenland Colorful City, Huaguan Tiandi Shopping Center and Outlets. Even if you can't afford it, you can rent it quickly because the surrounding facilities are relatively complete.

(2) Taxes and fees: the taxes and fees for commercial buildings are higher than those for residential buildings.

Residential:

General design deed tax, business tax, individual tax, the specific collection standard depends on the house itself.

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Commercial buildings:

The method of tax collection is not limited by whether it is over 5 years. Taxes and fees include: business tax, individual tax, stamp duty, deed tax and land value-added tax.

Business tax: the difference between the six districts of the city is 5.6%, and the difference between the outer suburbs is 5.5%.

Individual tax: the difference is 20%

Stamp duty: 0. 1% in full.

Deed tax: 3% in full

Land value-added tax: the difference is 30%-60%

(3) loans

Residential: but you can use provident fund loans, the first set is up to 1.2 million, and the second set is up to 800,000, both of which are 80%, and the longest loan is 30 years. You can also use commercial loans, the first loan is 70%, the longest is 30 years, and the second loan is 50%, the longest is 30 years.

Commercial house: the maximum loan is 50%, and the longest loan is 10 year.

(4) Term of property right:

Residence: 70 years, can be settled.

Commercial housing: 50 years, unable to settle down.

(4) From the perspective of the sale cycle, the sale cycle is longer than that of residential buildings because of the high resale tax and limited loans.

I hope it works for you. Thank you.