Ping an loan always explains what auditing means.

How long is the internship time for the loan auditor of Wuhan Ping An Bank? How is this job?

Ping An Bank's loan auditors or employees who run business abroad have a one-year internship period, and the nature of their work is determined according to their personal preferences. Ping An Bank pays their salaries according to their performance scores.

What does Ping An Credit Auditor do?

Ping An Credit Auditor is a position recruited by Ping An Insurance Co., Ltd., which has both the requirements of general credit auditors and its own characteristics.

Job responsibilities:

1. Conduct credit investigation on customers who apply for loans.

2. Verify the authenticity of the documents submitted by the loan applicant.

3. Verify the identity of the applicant and prevent financial fraud.

4. Collect other necessary documents and information to provide necessary basis for credit decision.

5. Write an opinion analysis for the audit results.

6. Other work assigned by superiors.

Extended data:

Loan type

According to different loan subjects, loans can be divided into self-operated loans, entrusted loans and special loans. Among them, entrusted loan refers to the funds provided by the principal, and the bank acts as the trustee according to the object designated by the principal.

Use, amount, term, interest rate and other conditions to handle the loan procedures, only charge a handling fee, and do not bear the loan risk. Specific loans refer to loans granted by wholly state-owned banks with the approval of the State Council after taking corresponding remedial measures for the losses that may be caused by loans.

(2) According to the borrower's credit, loans can also be divided into credit loans, secured loans (secured loans, mortgage loans,), bill discount and other types.

According to the different purposes of loans, they can be divided into working capital loans, fixed assets loans, industrial loans, agricultural loans, consumer loans and commercial loans. No matter what kind of loan, all borrowers should provide guarantee, except those who are examined, evaluated and confirmed by the lender to have good credit standing and can repay the loan.