Is Xi An United Life Insurance Company a liar?

This is not a lie. Insurance companies are different from ordinary private and joint venture companies. Insurance companies belong to the financial industry and are under the jurisdiction of the CIRC. Just like banks (under the jurisdiction of China Banking Regulatory Commission), insurance, banking and securities are all under the jurisdiction of the state, so there will be no problem. Moreover, as an insurance company, whether foreign or state-owned, if it is established, it must be filed with the China Insurance Regulatory Commission and meet the requirements (for example, an insurance company should be insured like a reinsurance company to ensure that it will not go bankrupt and has a minimum registered capital, etc.). Therefore, the insurance company is still very safe, and there will be no consequences such as bankruptcy.

I don't know what you are going to do, be a salesman or buy insurance. If you are a salesman. Suggest going to some big companies, such as China Life Insurance, Ping An and Pacific Ocean.

If insured, it is the same in any insurance company. There is no difference between good and bad products of the same type, because the insurance amount of an insurance company must pass the audit of the China Insurance Regulatory Commission, and there is no qualitative difference in claims. However, different companies have different emphases on the same product, such as some focusing on returns and some focusing on accumulation, which are basically the same. The above is just an example.

In addition, when it comes to cheating, if you buy insurance again, there are likely to be factors such as exaggeration and boasting by the salesman. In this respect, all insurance companies are the same.

Speaking of recruitment, if the insurance company recruits, it is definitely not a lie. It should be noted that there are not many talents recruited by insurance companies, most of whom are talents from other companies in the same industry. Even if there is, the requirements are very high, usually requiring full-time undergraduate graduation. Moreover, it is definitely a formal and detailed channel. If you have a simple small section in the recruitment information column of the newspaper, it is deceptive. Usually, salesmen recruit themselves, or business teams recruit, nominally recruiting telemarketers, assistant managers, toll collectors and so on. These are actually recruiting salesmen. The salesman has no labor contract and is not an employee of the insurance company. They are only agents who can sell the products of this insurance company and earn commission.