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How old do you have to be to start receiving money from the social pension insurance purchased by rural kindergarten teachers in 1999?
Rural residents participating in the new rural insurance must pay pension insurance premiums in accordance with regulations. The payment standards are currently set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 800 yuan, and 1,000 yuan per year. There are 8 levels. The insured can choose the payment level independently, and the more he pays, the more he will get (the 100 yuan and 200 yuan are the payment levels for special groups).
Rural social pension insurance refers to the organization and management of rural economic organizations, collective institutions and workers in various industries in order to ensure the basic living standards of rural workers in old age. It is a rural social security system that simultaneously bears the obligation to pay pension insurance premiums and allows workers to enjoy basic pension insurance benefits according to their pension insurance premium payment status when they are old.
Those who participate in rural social pension insurance
Those who participate in rural social pension insurance are the rural population with non-urban household registration and who are not supplied with commercial grain by the state. They are generally confirmed on a village basis (including the village office). Enterprise employees, private enterprises, self-employed persons, migrant workers, etc.). Township enterprise employees, private teachers, township recruitment cadres, employees, etc. can be confirmed by township enterprises or public institutions and organized to purchase insurance. The insurance payment age is generally between 20 and 60 years old. The age for receiving pension is generally 60 years old.
Rural social pension insurance payment methods
Since the income of most farmers is not fixed, the payment methods of rural social pension insurance are very flexible and can be roughly divided into the following three types. [3]
(1) Regular payment. This method is used in areas and groups with relatively stable incomes or relatively wealthy people. For example, township and village enterprises can pay premiums on a monthly or quarterly basis, and farmers in wealthy areas can pay premiums on a semi-annual or annual basis. The payment amount can be based on a proportion of income or a certain amount.
(2) Irregular payment. approach in most areas due to income instability. Pay more in good years, pay less in poor years, and slow down in disaster years. When the family's income is good, we pay, but when the family's income is bad, we don't have to pay.
(3) One-time payment. Most of them are older farmers. They pay the premium in full in one lump sum based on their level of protection when they are old, and receive pensions as required after the age of 60.
Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance
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