6 apps with less salary and more money

Sharp tools can do a good job. As a baby who loves money, mobile APP is a very important financial management tool, especially in the era of "one mobile phone+one person is a small mobile planet". It is also an efficient helper to acquire financial knowledge and help you manage your money. Before it's too late, let's start the introduction.

By the way, I confiscate any advertising fees for the following applications. I don't mind if the manufacturer sees a certain amount of money.

1, digging for money

The old accounting tool is simple, practical and powerful. The first step in understanding the financial situation is to understand your current financial situation and trends.

Based on these data, we can analyze what is the largest expenditure category, what is rigid consumption and what is impulsive consumption, so that it is possible to adjust the cash tributary in a targeted manner and let the finance enter a stable virtuous circle.

The three function I use most often are:

A) Long press voice to keep accounts. It's so convenient to keep accounts outside! Long press and say something directly: "Buy fruit 50 yuan", "Afternoon tea 30 yuan" and "Found on the ground 10 yuan ()", which can be recorded quickly and classified automatically.

B) regular transfer. Many bookkeeping apps have regular income and regular expenses, but there is no regular transfer. This function is very suitable for the fixed investment of the fund, and it needs to be transferred to another account regularly every week/month, otherwise it is often forgotten to write a sum manually every month.

C) summary chart of accounts. This is purely psychological demand ... it shows the change of account amount in the past six months. Whenever I see the beautiful curve of steady rise, I always feel all kinds of cool! It's like a little man waving his hands and shouting, "You hate it! I am optimistic about you! " . Of course, if the curve fluctuates greatly, I will also focus on whether the expenditure is unreasonable.

2. Wealth Fish Manager

I have been investing in online loans for 3 years. The way to record this part of the investment before is to open an investment account on the bookkeeping tool->; Record the investment amount-> After the expiration, it is revised to the principal and interest figures.

To tell the truth, it's quite troublesome, especially for investors who will be exposed to rain and dew in the short, medium and long term. It often happens that the monthly general ledger curve suddenly rises, and then the mode of "nothing is true" is turned on.

Moreover, in this process, we often forget which one has received interest repayment and which one has arrived, and we have to set up a reminder of the maturity of large investment funds on the mobile phone, which is not only tossing, but also inaccurate in profit and loss.

After all, investment bookkeeping is different from daily income and expenditure.

Then I got this APP from Amway.

The place that won my heart the most is: Synchronization 100+ account of popular online lending platform. Binding can not only help you calculate and display real-time income, but also remind you that "young master, you are going to collect fruit today!" " Mom doesn't have to worry about my money anymore. Old. Escape forever.

In addition to P2P assets, there are more than a dozen assets such as credit cards, stocks and bank cards under one management. Let's call it a total asset management tool.

What's the difference between digging for money, taking notes, and pocket financing? : One is investment management bookkeeping, and the other is daily running account. That should be easy to understand ~

3. Tian Tian Fund/Ant Wealth

The third-party fund platform, my daily support foundation is on these two. Why on two platforms? Well, in the early days, the fixed investment threshold of many funds on Ant was 1000 yuan or even 2000 yuan, while the daily fixed investment threshold was generally 1000 yuan, so ... ...

The subscription fee is similar. Now the subscription rate is 10% off (i.e. 0. 15%), which is basically standard, and the operation is getting easier and easier. Select the fund to be invested, set the purchase cycle and amount, and then let the platform automatically deduct the fee from the bank card.

Professional gay friends is suitable for Tian Tian Fund, and various fund rankings and related information are very comprehensive. Xiaobai, who is used to Alipay at ordinary times, can use ant wealth, and the fixed investment can be deducted directly from Yu 'ebao.

4, rookie financial management

I began to pay attention to the financial management of the rookie from 20 14, when it was just an official WeChat account, which mainly focused on P2P and daily financial management. In recent years, the content structure has been increasingly enriched. With websites, apps and communities, from salaried white to professional investment enthusiasts, you can basically find financial information suitable for your taste buds.

The section I recommend is evaluation.

1, covering a wide range: the evaluation types include P2P, funds, banks, insurance, internet financing, etc. It can be regarded as covering most wealth management products that ordinary people come into contact with.

2.P2P platform evaluation: The information is detailed and the attitude is relatively neutral, which belongs to the kind that you can make a preliminary judgment after careful reading. At the same time, early warning will be carried out from time to time to sound the alarm for investors.

In the evaluation of financial products or platforms, I think the most valuable thing is not to directly tell you the question of "whether to vote or not", but the perspective and focus of analysis. In fact, all judgments have their own logic, which will play an indispensable role in your subsequent decision-making.

Step 5 get

I have subscribed to some interesting columns. In addition, I will also listen to the above "anytime" knowledge news when I am empty or walking to refresh my mind and get some bizarre and open-minded inspiration.

Himalayan FM also has many financial or financial channels, as well as interesting columns such as logical thinking, but I bowed my head and asked myself, and found my favorite-Degang Guo crosstalk (hiding my face shyly). It's really a good meal at home on weekends and a good medicine for insomnia and emptiness. ...

6、

Super suitable reading+writing platform for codeword users.

Not only do you have a good codeword experience on both the computer and the mobile terminal, but you can also share your words, opinions and attitudes in real time, so that more people can know about you, and at the same time you can constantly see the scenery outside the original circle.

I read more in the financial column. There are dozens of columns in the world, and you can often see articles that you can't help but admire. It is a hub island of words and a good soil for you to build your own brand.

finally

There is also a wealth management product app, but it is not a tool but a specific investment product, which is not recommended here.

As a mobile product, in my opinion, the APP worth choosing has the following characteristics:

1, simple and lively operation, not enchanting.

2. Be able to solve one or some of your problems in a down-to-earth manner.

3. Smooth and smooth.

That's all. I hope it helps you. If it is useful, I will sort out an efficient work APP recommendation later.

Is there anything you can recommend for the APP in Qian Shengqian? Share it in the message area ~