What is the total scale of social financing in Shangrao?

By the end of May, the scale of direct financing ranked first in the province.

It is understood that the Municipal Finance Office focuses on improving the financing structure of enterprises, actively expanding financing channels, and guiding and encouraging enterprises to alleviate and meet the financing needs of the real economy by docking multi-level capital markets. By the end of May, the direct financing scale of our city reached 47.66 billion yuan, ranking first in the province, accounting for 19.9% of the province.

Since the beginning of this year, the city has further promoted the "No.1 Reform Project" to optimize and upgrade the business environment, aiming at increasing, expanding, reducing fees and speeding up credit work, and making efforts to improve the convenience of enterprises to obtain loans, the credit coverage of small and micro enterprises, the availability of credit data, and the availability of loans at maturity. , so that enterprises can obtain credit more conveniently and efficiently, and the financial business environment is constantly optimized. The Municipal Finance Office actively guides financing guarantee institutions to focus on the main business of financing guarantee, supervises the implementation of financing guarantee policies in real time, highlights the support for small and micro enterprises and market entities in the inclusive fields such as agriculture, rural areas and farmers, and continuously increases the proportion of small and micro businesses supporting agriculture. By the end of May, the balance of 18 financing guarantee institutions in our city was 957 1 100 million yuan, up by 20.475438+0% year-on-year, saving costs for enterprises10.39 billion yuan. Set up 1 1 "one-on-one" special classes for key listed companies to provide listing services for enterprises in an all-round way, establish "monthly scheduling" and real-time communication mechanism for key listed companies, and effectively solve the difficulties in the process of listing enterprises.

Under the premise of controllable risks, the city has carried out the integrated reform of "one thing for one credit" and gradually realized the "one thing for one business" in enterprise loan applications, and the number of application materials, the number of errands and the processing time for enterprises to obtain credit seals have been reduced by more than 50%. By the end of May, the bank had issued loans of 2.01154 billion yuan according to the reform standards. Guide all banking institutions to increase the application of data sharing based on Rao Yunqi, and speed up the completion of loan business, so that the approval of Shangrao Branch of the bank with revolving refinancing business will not exceed 5 working days, and that of Shangrao Branch of the bank with qualified first loan and new loan business will not exceed 10 working days, so that the application for real estate mortgage registration through the Internet can be completed within 1 working days after acceptance. With the aim of "do it right away, take the initiative and do it well", we will establish a door-to-door mechanism for government services, provide nanny-style "one-on-one" full-time intimate door-to-door service, and shorten the time limit for approval of changes of microfinance companies and financial trading places from 10 working days to 3 working days.

By decomposing the annual credit objectives and tasks into financial institutions, the Municipal Finance Office urges all banking financial institutions to increase their cooperation with key projects, small and micro enterprises and agriculture, rural areas and farmers in our city, and effectively increase credit support for the real economy. We will improve the long-term mechanism for the connection between government, banks and enterprises, strengthen the accurate connection between financial institutions and the real economy, sort out the financing needs of 870 major projects in the city 182 key enterprises, and introduce them to financial institutions in a timely manner to solve the financing difficulties of small and medium-sized enterprises. By the end of May, the balance of various loans in our city was 447.48 billion yuan, an increase of 27.67 billion yuan, accounting for 5 1.2% of the credit target in 2022.