Beijing Lending Policy Beijing Lending p2p

Zhongzhongdai is an Internet financial service platform operated by Beijing Zhongzhongdai Technology Co., Ltd., an Internet financial service institution approved by China Banking Regulatory Commission, and it is one of the largest P2P lending information intermediary service platforms in China. After years of development, Zhongzhong Loan has formed a sound risk control system, a sound risk control system and a strict audit process, providing a safe and reliable investment environment for platform investors. Therefore, Zhongzhong Loan is a formal Internet financial service platform.

Is it reliable to borrow one by one?

reliable

One-to-one lending is the leading person-to-person lending platform (P2Plending) in China. One-to-one lending has built a safe, transparent, stable and efficient network platform for individuals with financial needs, and solved the financial needs of both borrowers and borrowers in a person-to-person (P2P) way. Users can obtain credit ratings on one-to-one loans and issue loan requests to meet personal financial needs; You can also lend your spare money to lenders with good credit one by one, and get a good rate of return on capital while helping others. One-to-one loan is a P2P peer-to-peer lending and credit service platform founded and operated by Juhui Fortune (Beijing) Investment Management Co., Ltd., which is an important part of Juhui Fortune's national collectivization development strategy. Juhui Fortune Group is a comprehensive wealth management organization, whose main business involves trust, fund and P2P. With a registered capital of 25 million yuan. Juhui Fortune Group, headquartered in Beijing, has a complete functional system of products, research and development, risk control, finance and customer service, and is a financial innovative enterprise with excellent independent research and development capabilities.

Which online loan is Beijing Jiufu Pratt & Whitney?

Online loan intermediary.

According to Cha Jiufu Pratt & Whitney official website, Jiufu Pratt & Whitney is not an online loan, but a network intermediary service provider affiliated to P2P platform and Jiufu Digital Group.

Jiufu Pratt & Whitney is an information service intermediary platform and p2p financial management platform in peer-to-peer lending. It belongs to Jiufu Digital Branch Group, providing information intermediary services without touching the clients' funds. All fund transactions are completed by depository banks.

Suddenly! Building blocks withdraw from P2P online loans and transform online small loans.

On February 15, the building block of Beijing P2P online lending platform announced that the company has the conditions to transform into a small loan company. After careful study, we decided to start strategic transformation from now on and apply for transformation into a company. At the same time, the platform will withdraw from the online loan business in accordance with the provisions of Circular 83.

(announcement page)

The announcement also shows that in June 5438 +2020 10, the parent company of Building Block Puzzle Group and the investment service organization Wenhua Industry Group completed strategic integration. According to reports, Wenhua Industry Group is an investment service organization that focuses on people's livelihood and just needs an industrial chain ecosystem. After integration with Building Block Puzzle Group, Wenhua Industry Group will provide support for platform transformation.

According to the announcement, the platform decided to stop issuing new bids, stop the transfer of creditor's rights, close the recharge channel, and accept the withdrawal operation initiated by users who have paid and recharged the loan at the expiration of the project; Set up an exit working group to cooperate with the third-party asset management company of the platform for a long time to liquidate creditor's rights and debts; Start the preparatory work for the creditors' committee.

20 19 1 1 year 10, the supervision issued the Guiding Opinions on the Pilot Transformation of Information Intermediaries into Companies in Peer-to-Peer Lending (the aforementioned "Document No.83"), which guided some qualified online lending institutions to transform into small loan companies and strengthened the supervision direction of P2P continuous clearing.

It is reported that part of the assets of the building block come from PINTEC, a financial technology company listed in the US stock market. According to previous reports, the building block market originally belonged to Pintec, and was split into a new building block puzzle group on 20 16.

Titanium used to rely heavily on P2P platform building blocks for funding. After the split, the proportion of funding sources of building blocks decreased year by year. According to the financial report data, at the end of 20 16, the proportion of funds from building blocks in titanium business was 99%, which decreased to 8 1% at the end of 20 17 and 62% at the end of 20 18. The 20 19 semi-annual report shows that the proportion of building block funds has further dropped to 45%.

According to the data, by the end of 2020 1, the accumulated loan amount of the building block platform was 59.2446 billion yuan, and by the end of 2020 1, the building block scale to be collected was 4.02 billion yuan.

Is it a lie for Beijing Shuangjing to enjoy the loan?

It is not a formal online lending platform and will charge a high service fee. It is recommended to borrow from the formal platform and consume rationally.

Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.

The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.

Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and network. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by laws and regulations such as the Contract Law, the General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress. Network refers to the Internet provided to customers by Internet companies through companies controlled by them. The network should abide by the existing company supervision regulations, give full play to the advantages of online loans, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.

The supervision of online lending platforms, from up to five or six thousand to the end of June, is only 29, and the special rectification work may basically end at the end of the year and turn into regular supervision.

Which company should I look for in Beijing unsecured credit loan?

Any of the following will do.

1. Beijing Jingjietong is a company specializing in Beijing personal credit loan, Beijing mortgage loan, Beijing real estate and Beijing automobile mortgage. It is also a professional consulting company with high efficiency. The key is to pay quickly.

2. Heng Chang Finance, as long as it is not illegal.

3. Ronglian Ye Wei Investment Guarantee

Regular companies will not charge you any fees before lending money. For example, the loan is 654.38 million yuan, with a term of 1 year. The qualified lending institution in Beijing is Huaxia Bank-Yidajin, and the lending time is 5 working days (4 working days for approval); Standard Chartered Bank-on-demand loan, loan time: 65438+ 0 working days at the earliest; Citibank-happy hour loan, loan time: 7 working days (3 working days for approval); Ping An Finance-wage loan, with the loan time of 2 working days (1 working day for approval); CreditEase-Elite Loan: 5 working days (3 working days for approval), etc. For details, I suggest that you can make many comparisons with Rong 360- Beijing Personal Credit Loan.

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1, Heng Chang Litong is an innovative professional platform engaged in loan consultation and management in China, and it is the first in China to launch "person-to-person" (or "p2p") loan and wealth management services. Headquartered in Beijing, the company operates in more than 30 first-and second-tier cities in China, and has established a nationwide service network.

2. Heng Chang Litong introduced advanced foreign credit management concepts, combined with the social credit situation in China, and provided professional credit management and wealth management services including credit consultation, evaluation, credit scheme formulation, agreement management and payment management for customers at both ends of the platform.

3. Ronglian Ye Wei Investment Guarantee (Beijing) Co., Ltd. is committed to creating higher quality services in the industry through the continuous innovation and application of unsecured loans. Nowadays, in the bubble economy society, the heat of housing prices remains high and prices continue to rise, so it is difficult for people who work hard in cities to keep up with the growth rate of prices. Unsecured bank credit loan is a service to meet the hard needs of most people, such as buying a house.

Operating environment: Xiaomi mix 109.9.3.

The introduction of p2p loan in Beijing ends here.