Is there any difference between buying a new house by yourself at a sales office and buying it through an agency?

The only difference between going to the sales office and an agency for a new home is whether there is an agency fee.

When buying a new house, you can almost choose between going to the sales office yourself or going to the agency to choose the house type. Basically, the information you get is the same, but there are some differences when buying a house from an agency. There is an intermediary fee, but if you go to the sales office to buy a house directly, you don’t need this intermediary fee.

Extended information:

Definition of installment payment for house purchase

Instalment payment for house purchase means that you can obtain the right to use the house by paying part of the payment up front and move in. The remaining amounts must be paid off year by year within the specified number of years.

Instalment payment method for house purchase

Purchasing a house requires a large amount of money, which is difficult to raise in a short period of time, so many house purchase transactions adopt the installment payment method. The final total payout of an installment payment is generally greater than the total amount of the lump sum payment.

Buying a house by installment payment is a price settlement method in the housing credit business, which is widely used in housing transactions. Our country generally adopts the installment payment method when selling old public housing. Under normal circumstances, employees who buy a house must first pay 30-50% of the house price, and the rest must be paid off within 5 years or more. Installment payment methods are also widely used in the settlement of new home sales.

The role of installment payments for house purchases

(1) Expand the sale of commercial housing, put some unsaleable houses into use as soon as possible, and maximize the benefits of money and material;

(2 ) prompts some homebuyers who are temporarily unable to purchase housing to become buyers and realize housing transactions.

(3) Through the adjustment of the government’s financial sector, low-income residents can live in housing;

(4) Attract some social hot money;

(5) Existing public housing can be sold to residents through installment payments, recovering a large amount of funds.

Reference: Baidu Encyclopedia-Buying a House