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Can Dingxing Southwest Beijing use the housing provident fund loan?
Yes, but the applicant needs to meet the following conditions:
(1) The borrower has an urban hukou;
(2) I and my unit have paid the housing provident fund in full and on time in this city for more than one year (from the back to the front);
(3) have a stable professional income, good credit, and the ability to repay the principal and interest of the loan;
(4) There is a legal contract or agreement for the purchase of owner-occupied housing, and there is a prescribed proportion of self-raised funds;
(5) The assets stipulated in the Guarantee Law are mortgage or pledge of loans;
(6) Agree to apply for house purchase guarantee or mortgaged property insurance;
(seven) agreed to other conditions stipulated by the housing provident fund management center.
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