What will happen to Jiufu Loan?

According to Article 108 of the General Principles of Civil Law of People's Republic of China (PRC), the debts shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

According to Article 84 of the General Principles of Civil Law of People's Republic of China (PRC), debt is a specific right and obligation relationship between the parties according to the contract or the law. The obligee is the obligee, and the obligor is the debtor.

The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law.

Jiufu was founded in August 2006 and is headquartered in Beijing. It is a mobile internet financial service platform. It is a P2P peer-to-peer lending platform, which mainly provides users with high-quality and convenient micro-financial services such as personal finance, consumer installment credit and micro-business credit.

Extended data

If loans overdue exceeds a certain period, the relevant records of overdue users will be transmitted to the personal credit information system of the central bank. In addition to uploading overdue information to the central bank's personal credit information system, Lending will continue to cooperate with third-party credit information agencies such as Qianhai Credit Information, Shanghai Credit Information and Pengyuanzheng Credit Information.

Actions that can be taken against people who break their promises:

1. Some high-consumption behaviors are prohibited, including taking soft sleepers on airplanes and trains.

2. It is to implement other credit punishments, including restricting loans from financial institutions or handling credit cards.

3. If the person subjected to execution is a natural person due to dishonesty, he shall not be the legal representative, director, supervisor or senior manager of the enterprise.

The main businesses of Jiufu are as follows:

1. Jiufu Wallet

Jiufu's official mobile wallet application focuses on financial management function, which can provide investors with fixed high-yield financial management options with multi-term and multi-participation methods; Jiufu Wallet also has a credit function, which can provide convenient and fast credit loan service for customers who need money at the first time.

2. Wukong financial management

201September 4 18, Wukong Finance was launched. Wukong Wealth Management focuses on creating high-yield wealth management accounts that can be used at any time. On the day of launch, the transaction amount exceeded 6,543.8+0,000,000, the cumulative transaction amount exceeded/kloc-0,000,000 in 23 days, and the cumulative number of users exceeded 6,543.8+0,000 on the 80th day.

3.Wecash flashing silver

On 20 14 1 month, Wecash flash silver went online, and in April, Wecash flash silver IOS client went online. Wecash Flash Bank is the first Internet credit evaluation company in China and the most advanced big data credit evaluation platform in China.

4. Nine wealth management

Jiufu Wealth Management has nearly 10,000 registered financial planners, integrating securities, funds, banks, insurance, trust, futures and other financial services, and can provide customers with one-stop financial services.

Proceed in stages

20 14 12 3. Go, a brand owned by Jiufu, was officially launched in stages. GO by stages is based on the massive information on the Internet, and scores customers through big data analysis technology. Staging GO strives to provide customers with a staging experience of zero interest rate and zero down payment.

6. Small gold ticket

On March 8, 20 15, the Golden Ticket was officially launched. Small gold tickets are pledged by bank acceptance bills legally held by small and medium-sized enterprises. Pure online shopping, fixed income is better than other wealth management in the same period, and the term is basically 1-4 months. The whole process is entrusted to the bank for collection, and the principal and interest are guaranteed.

Jingle wallet

2065438+On March 23rd, 2005, Dingdang Wallet was launched, aiming at the people aged 18 -28, creating a credit coin purse exclusively for young people. The version of "Jingle Wallet" 1.0 mainly promotes the function of "virtual credit card" and adds face recognition technology. Support "on-demand, instant receipt", minimum cash withdrawal in 50 yuan, and lightning receipt in 2 minutes.

8. Crayon stage

2014165438+1October 25th, crayons were officially launched in stages. Crayon installment is an application platform focusing on college students' installment loans, focusing on providing services such as installment payment and consumer credit for college students' vocational skills training.

Baidu Encyclopedia-General Principles of Civil Law in People's Republic of China (PRC)

Baidu Encyclopedia-People's Republic of China (PRC) Civil Procedure Law

Baidu encyclopedia-Jiufu