Is everyone's insurance group reliable

Whether an insurance company is reliable or not can first look at its ranking: in 2020, the ranking of national insurance companies is freshly released! Who is the real insurance "big company"?

Reliable insurance groups should pay attention to:

1. Do you have an insurance license?

We should know that insurance companies can't be established casually, and the strength of companies that can get insurance business licenses should not be underestimated. Therefore, companies holding insurance licenses are regular insurance companies.

2. The solvency of insurance companies.

Solvency is the ability of insurance companies to repay debts, and it is also an indicator to measure the financial situation of insurance companies. In fact, generally speaking, it is whether the insurance company has the ability to pay when all the insurance policies of the insurance company apply for claims. When the solvency of the insurance company is greater than 100%, it means that the insurance company is in good operating condition. If you want to check the solvency of an insurance company, you can go to official website of China Insurance Association and official website of this insurance company.

3. Comprehensive risk rating of insurance companies

According to the solvency of insurance companies, China Banking Regulatory Commission divides the risk rating of insurance companies into four grades, namely A, B, C and D. Among them, grade B or above represents that the solvency adequacy ratio of insurance companies reaches the standard. Therefore, when choosing insurance, first choose A-level companies, followed by B-level companies.

It is not a simple matter to buy cost-effective and suitable insurance. We should not only consider insurance companies, but also study insurance products. But the study of insurance clauses is particularly brain-consuming. So you can consult dad's insurance platform. Dad Insurance keeps up with the trend of the times, grasps the development trend, abandons the traditional insurance sales model of "selling to find customers" on the basis of clarifying the insurance demand, and is committed to organically combining the Internet model with the insurance business model.