How about a credit card specialist?

How about Xi 'an of Bank of Beijing as a credit card specialist?

Not bad, it's made up.

The bank credit card clerk asked the bank to make a payment after work, but it did not belong to the establishment of the bank. 2. There will be a certain task demand every month. 3. The commission is linked to the number of cards after the card is opened, so there is no commission for customers who only open the card but not open it. Which bank is good depends on your local situation. Relatively speaking, the basic salary is basically the same, but the percentage of commission is different.

Skills: 1. First, fully understand the characteristics of the credit card you represent, such as additional risks and interest-free period. Second, pay attention to the sales methods of colleagues and learn a thing or two from them after fully understanding the credit cards they represent. 3. Thirdly, after you are familiar with your colleagues and products, you can generally sweep the building, or set up a stall near a large supermarket with your colleagues in a crowded area to shorten the card processing time as much as possible. Finally, keep in touch with customers who have already applied for cards and ask them to help develop new customers.

Is it easy for a credit card salesman?

Credit card salesmen are relatively easy to do.

There is no good or bad job. The credit card issuer is actually a credit card approval, and the work pressure is not great. As long as the card is issued according to the formal process, it belongs to the back office post and there is no pressure. If it is sales, there is pressure, because there is no income without invoicing. Promotion space and development, this is hard to say, depending on your hobbies.

Generally speaking, the handling fee of ordinary credit cards ranges from 80- 100 yuan, while the handling fee of gold cards is around 150 yuan. If you can handle about 100 cards a month, your income will be more than 1 10,000 yuan, and a skilled salesman may reach more than 20,000 yuan a month. But it takes a lot of effort to get it.

Banks have goals every month, and bonuses will be paid if they achieve them, and penalties will be imposed if they fail to achieve them. Some salesmen will get little salary because they can't finish the task every month, and eventually they will resign. The pressure is still great.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on Credit Card Terms in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

How about a credit card specialist?

Question 1: What is the salary of the credit card specialist? The basic salary is very low,/kloc-more than 0/000, mainly relying on commission. Some can achieve 20,000 to 30,000 yuan a month, and of course, some can't achieve results even if they spend 3,000 to 4,000 yuan a month.

Question 2: How does the credit card specialist work? Is it a customer service specialist or a sales specialist? I'm a customer service specialist. Generally speaking, for talkative people and people with strong pressure resistance, it is good to do customer service, except for fatigue, great pressure and irregular schedule. If you are a sales specialist, you need strong sales ability. This is about performance. The more cards you have, the higher your salary, and the less cards you have, the less your salary.

Question 3: What about the work of the credit card specialist? Very good! Will cheat money

Question 4: What about the Credit Card Specialist of Bank of Communications? Have a basic salary. I used to work there for a while, and my basic salary was about 1400. Now it may be 1600. So according to the number of cards, how much is the commission for each card? For example, if you handle 30 cards a month, the commission for 30 cards may be 20 yuan per card, and for 60 cards, it may be 40. The more you handle, the higher the commission for each card. Of course, I am just giving an example. How many cards do you want Fortunately, you don't have to soak around and ask customers when you stay in the store. It's all customers who take the initiative to ask you for a card. As long as you are diligent and earn a lot, it is normal for our group to spend seven or eight thousand at that time. People who stay in the store and ask others for help to make more money, 20 thousand to 30 thousand a month.

Question 5: How does the credit card specialist work? At first, it was difficult. Generally, a certain number of credit cards are required. After one year, the salary is absolutely ok, depending on which bank you are in, the Bank of Communications is good and the business is good.

Hope to adopt! ! !

Question 6: How about credit card sales? Sales are all of the same nature. No matter what type, it depends on your performance. Living on a basic salary is always difficult, risky and challenging. Of course, the profit margin is also large. It is worth a try. Hard work will pay off!

Question 7: What about the post of Credit Card Specialist of Bank of Communications?

Generally speaking, there is no future without customers.

It is best to do insurance, which is extended.

When the credit card is finished, the relationship is gone. The strict key is that there is no room for improvement.

Question 8: Is it easy for a credit card salesman to do credit card business? That is, he goes to the company to report his performance every morning, and then finds someone outside all day to apply for credit cards, friends, relatives, classmates, office buildings, crowded companies or factories. There are two problems: first, Shantou's credit card business market is already full; Second, this business didn't last long. Basically, you were recruited because of your interpersonal relationship. When all the acquaintances around are finished, it's basically time to come out.

It sounds good from the name, and it is a representative of a bank's credit card business, but it is actually very bitter, and some people can't understand it. I will sum up a few hardships here, but after these bitter exercises, I can also improve myself quickly.

As far as banks are concerned, credit card salesmen are actually tools for issuing cards, and banks will not give any relevant training teams. What I have seen is that after recruiting a salesman, I briefly introduce the credit card situation and sales methods, and then go directly to work. Basically half a day is enough. It is difficult for salesmen like this to go out to work, which leads to great mobility of salesmen.

It seems that the management is strict, but in fact, for the sake of risk, the morning meeting and party of credit card salesmen are actually publishing and collecting forms. This kind of meeting is very different from the meeting of insurance salesmen. There is no psychological counseling and business counseling.

Income is linked to performance. Without good training and counseling, even talented salespeople will not have good performance in the short term. So what is the bank's attempt? It's simple. Recruited salesmen will have certain contacts or relatives, so that salesmen can kill each other. Those who can start a business, those who have achieved certain results after killing people around them can stay, and more will be eliminated.

If the credit card salesman adopts the mode of working as a stranger, the simplest thing is to sweep the building, so sweeping the building is bound to enter the office building, so climbing the building from the first floor will be caught by the security guard carelessly, which is very terrible and not easy.

This door is the front desk of a company. If you want someone to fill out the form, you must convince the front desk to get in, and the success rate is not high.

Even if you enter, a company will have a few fewer people and hundreds more. Who wants to get a card is another puzzle. If you use gifts as a temptation to cause a stir in the company, your boss will definitely throw you out when he finds out. difficult

The cost of sweeping the building seems very low. In fact, according to everyone's calculation, regardless of time and transportation costs, a single form filling ceremony will cost nearly 10 yuan. Sweeping the building is a superimposed cost. The larger the amount of the form filled in that day, the lower the fee, even if it is the lowest 10 yuan.

If you set up a stall, the rent of the canteen on the second floor will be several hundred yuan a day. Imagine that you can serve several people to fill out the form at noon. If the gift is good, there will be at most 30 people at noon. Suppose the rent is 200, then your cost per meter is 7 yuan rent 10 gift. If you know whether this meter is a card or not, including 20% unapproved cards, then your cost is a card. I just make a rough calculation. It's really hard to be a credit card salesman.

But recently, I found a new way to get customer information. These customers really want to apply for a card, and the success rate of door-to-door card application after telephone interview is very high. Nearly 70% of the information can be used for three cards, and I don't send a gift to fill out the form. At present, the cost of developing a customer can be reduced to 3 yuan money.

Question 9: Is there a future for credit card sales _ Is there a future for credit card sales? As a marketer who has been engaged in credit card marketing in Guangfa Bank for more than one year, I always think that all marketing products should have: sensitive reaction ability, knowing how to guess the psychological changes of customers, understanding and interpreting products, language expression ability and good psychological quality. After a year and a half of hard work and struggle, there are joys, sorrows, laughter, tears, successes and failures in this year's marketing work. However, in a very short time, I deeply realized that no matter what I do, I should have full confidence in myself. In addition to having enough confidence and experience in yourself, it is more important to have your own mentality. I am a marketer and have just been promoted to the head of a small team. I feel honored to have just been promoted, but invisible pressure is coming at me, but appropriate pressure can give me motivation. I also want to share it with you here. I believe many colleagues who work in the company also have unique opinions. Learn from others, apply what you have learned, and open up a world for yourself! Let's start with the experience of credit card sales. Credit card marketing is a technical activity. For banks, credit card sales need a good plan. For a salesman, credit card sales skills are the key to success. Investing in credit cards will bring you more knowledge about credit card marketing cases. Lesson 1: Have confidence in yourself. When I first started my marketing work, I hesitated when I wanted to visit my customers, and I was afraid to enter the door. I finally got up the courage to enter the door, but I was too nervous to know what to say. At the beginning of introducing the product, the customer sent it away in a few words. Repeated visits failed, and I began to make excuses and complain for myself. But I never realized that while making excuses for myself, I had become quite negative. Negative emotions have a great influence on my work. Later, the leader knew about it and talked to me a lot. He told me that a qualified salesman should have full confidence first. Only when he has full confidence in himself can he eliminate the fear of facing customers, give himself clear ideas and introduce products to customers through fluent language. These words are deeply engraved in my mind. Whenever I feel depressed, I secretly cheer myself up. I firmly believe that as long as you have confidence in yourself and your products, you have already achieved half the success. Lesson 2: Set yourself a goal that can be achieved at different times. Everyone should arrange their daily work reasonably, with a plan and a purpose. In order to avoid a blind positive, it can also be said that there is no direction. This kind of situation often gets twice the result with half the effort, not worth the loss. Now, as a new marketing team leader, I have to lead the team members besides myself. Since you have led a small team, you must have a careful work plan, reasonable time arrangement, adequate personnel deployment, good team spirit and so on. Set a goal for yourself and your team members! Experience 3: to gain the trust of customers immediately, make friends with customers when marketing products, and let customers have a good impression and trust on themselves. What you say when you meet a customer for the first time is very important, and a good opening speech is often half the battle. Of course, gaining customers' goodwill and trust in an instant is not only reflected in the first meeting, but customers may be cold to marketers for a long time in the conversation, but some changes in details may win customers' hearts. Lesson 4: Learn new knowledge in marketing failure.

How about Kunming Guangfa Credit Card Resident Commissioner?

It's good.

1, Kunming Guangfa Credit Card Resident Commissioner has a good working environment, easy work and doesn't often work overtime, so Kunming Guangfa Credit Card Resident Commissioner is well paid.

2. The resident Commissioner of Kunming Guangfa Credit Card has a good salary, including five insurances and one gold, meals, holidays and benefits. This is a good job.

How about the credit card sales specialist of CITIC Bank?

Not so good.

1, the credit card salesman of CITIC Bank has to do business and get a basic salary, which is not as stable as the bank teller.

2. Credit card sales specialists should call customers and set up stalls in stores to promote sales. This way will be looked down upon.

3. The credit card sales specialist of CITIC Bank has a poor future and low job growth.

Credit card specialist of Bank of Communications, what's a good job?

The job of the credit card specialist of Bank of Communications is quite challenging. This job is similar to sales, depending on personal ability. If you are introverted, this job is not easy to do. Moreover, when recruiting, we should distinguish between the establishment of Bank of Communications and the labor dispatch companies outsourced by third-party organizations. There is a big gap between the two. The specific work should be promoted outside every day to develop new customers. There are assessment indicators.

This is the end of the introduction on how to apply for a credit card yourself or go to the Commissioner. I wonder if you have found the information you need?