Why is Xi 'an's property market tense?

A story circulating on the Internet that "all the money has gone in, the mortgage should not be blocked at the door, and the provident fund will move the yellow car away" is being staged in Xi' an.

It is understood that this year, due to multiple factors such as forbidden land and talent settlement, the Xi' an real estate market is in short supply, and most of the properties are sold out immediately after opening: the developers only inform the full buyers. The down payment ratio of some houses has also increased to 40%.

However, the insiders believe that this situation only appears in a few "hot" sections with good quality, few houses and many customers, and the phenomenon of "only notifying all customers" has been amplified, and more projects are still relatively stable. In addition, according to the 20 18 Anxin commodity housing listing supply plan and the wholesale sales speed of the housing management bureau, a large number of new houses will be listed in the future, and the shortage of housing will be alleviated.

housing shortage

After the short dormant period of the Spring Festival, Xi 'an's real estate market immediately continued last year's rising market, and there was a shortage of housing in the past month, and a few projects were liquidated at the opening.

"There is no listing, and the sales department does not accept the number." This is the voice of the buyers when the reporter visited several star properties in Xi 'an. At the same time, the status of buyers and property consultants seems to have changed. Property consultants no longer call buyers repeatedly, but buyers take the initiative.

"There is no housing now, so we can wait for the next opening, but the opening date cannot be determined, and there is no guarantee that we can choose a house." In several buildings, the reporter heard the same voice.

In fact, the shortage of housing in Xi 'an real estate market began to appear in early March. The reporter learned that at the beginning of March, three projects in Xi 'an real estate market were sold out immediately after opening, including bungalows in Sunac Xi 'an Hospital and high-rise residential buildings in Feng Dan, and Huayu Times City in Weiyang Lake plate also gained a high occupancy rate of 75%.

This phenomenon has continued in Xi 'an real estate market. According to the monitoring data of Xi 'an real estate market released by Kerry Research Institute, as of March 25th, there were 16 projects in Xi 'an real estate market, of which 1 1 projects were sold out as soon as they opened.

"As far as I know, there are about 6,700 houses approved for sale in Xi 'an real estate market in March. There are fewer houses before March 15, and most of them are approved for sale after March 15." Xi 'an, an independent real estate commentator who did not want to be named, said this in an interview. As for the reasons for the shortage of housing, he believes that, first, because of the soil ban from June 1 15 to March 15, many projects could not reach a certain construction progress and could not get the pre-sale certificate, which delayed the listing time; Second, the loose settlement policy has injected a lot of purchasing power into Xi 'an property market.

The industry believes that the newly settled population has become an important force to digest Xi' an property market. Since March 20 17, Xi' an's household registration policy has been continuously upgraded in order to achieve the goal of "robbing people". First, the "most relaxed household registration policy in history" was introduced, and then some household registration access conditions were relaxed. The household registration age for bachelor degree or above was relaxed to 45, and there was no age limit for master degree or above.

Since this year, Xi has adjusted the settlement policy three times. From June+10, 5438, the simplification of procedures and required materials became the focus, and the examination and approval authority of academic qualifications, talents and certificates was delegated to the front line. All individuals applying for settlement can apply for "one-stop" at the household registration window and settle down on the spot; In February, the policy of moving with the family was added. In the future, a person can settle down, and immediate family members can move with their families.

On March 22nd, Xi 'an organized more than 40 key units to come to Beijing to introduce high-end talents that Xi 'an urgently needed. On the 22nd, Xi Public Security Bureau launched a new measure, "National college students only settle accounts online with their student ID cards and ID cards in Da 'an". According to the data released by Xi Public Security Bureau, as of the early morning of March 25th, a total of15,552 people moved in and settled in Xi within three days, including 332 people with postgraduate degree or above, 665,438 with bachelor degree and 007 with junior college degree.

The data also shows that from June 65438 to March 25th this year, just three months before the beginning of 20 18, the number of migrants in Xi 'an has reached 2 1000, which is almost close to the total of 250,000 migrants in last year.

According to Xi 'an's purchase restriction policy, obtaining an account is equivalent to directly obtaining the qualification to buy a house. Therefore, another voice in the industry is that Xi 'an's talent policy is reflected in the real estate market, which will weaken Xi 'an's purchase restriction as much as possible and may be used by investors.

Full payment priority

On the other hand, Xi 'an real estate market reported that developers only informed all buyers at the opening. Among them, Poly Tian Yue, which opened recently, has fallen into this whirlpool of public opinion.

On March 26th, when entering the sales department of Poly Tian Yue as a property buyer, the property consultant first asked whether to buy a house by mortgage or in full, and said that the down payment must be 40% if the house is mortgaged.

At the same time, the project's property consultants also said that they did sell out at the opening before the opening. At present, the only remaining suite is the one near the ground floor on the north side of the project. Due to the influence of the opposite business, the lighting conditions are not good, and the entrance hall leads to the "deformation" of the apartment. Although the price is relatively low, this house has not been sold.

When asked whether the project only informed the full buyers, the project property consultant did not give a positive answer. It is said that developers randomly informed the news through the system, and they only knew it before the opening. As for the time and price of the next opening, the property consultant said that developers are not allowed to disclose any information about the opening and price, and the price is similar to the last opening, 17000 yuan/square meter, and the opening date can only be speculated until April.

I contacted a property buyer who has been paying attention to Poly Tian Yue for a long time. She admitted that she borrowed money to buy a house and did not receive the news of the developer's opening. At the same time, during the visit, many people in the real estate market said that Poly Tian Yue only told customers who bought the house in full at the opening.

The above-mentioned independent real estate commentator said that as far as he knows, hot projects such as Vanke City Light, Poly Tian Yue and Blu-ray Park Washington do exist the phenomenon of only notifying all buyers, but this phenomenon is not common, and most properties are still sold at a down payment of 30% to 40%. "The bank loan quota is tightened and the lending cycle is longer. Individual properties only accept one-time payment and do not accept mortgage, which can accelerate the return of funds by developers, but for some just-needed buyers, it means raising the threshold. "

To this end, I called Shaanxi Poly many times, and the other party said that it would inform the relevant person in charge to answer the question, but it did not get a reply until the press release.

In addition to giving priority to the full payment, the interview also found that the down payment ratio of some properties has been raised to 40%, and there are also properties with no room for sale or full number.

Although the sales department of Hui Jin Gaoxin Yunjing Project, located at Keji Road and Zhangba North Road in Hi-tech Zone, is not open to the public, the personnel sent by the organization are already distributing leaflets to the customers in the store. The property consultant of the project also bluntly told reporters that the current real estate market in Xi 'an is in short supply, and developers have also increased the down payment ratio. As far as this project is concerned, the first down payment ratio is 40%, and the second down payment ratio is 50%. The sales department will be officially opened to the public on April 1 day, and you can visit the model room by number.

I visited a number of real estates in Chanba District and found that there was no room for sale. Among them, the sixth phase of Longhu Xiangti International Community, a 600-acre market developed by Longhu Group, is expected to open in April. The property consultant of the project told reporters that two houses will be launched in April, but they will not open on the same day. The first batch of open houses totaled 340 sets, and more than 500 customers have queued up at present. More than 80 sets of rooms were opened in the later period, with more than 0/00 customers waiting in line/kloc. At present, both houses no longer accept numbering. "There were so many rows in 2 hours on the day of the numbering. Considering the limited housing, customers who have already placed the number can put the number, so they will no longer accept the number. "

In the sales department of the project, many buyers who came to understand the project were also found, but they all got off the stage because the sales department did not accept the number.

In addition, when the reporter visited, the property consultants of several real estates all indicated that the mortgage interest rate would go up. The floating rate of the first suite was mostly between 10%- 15%, which was about 5.4%, and the second suite even reached 6.3%.

Follow-up housing increase

There is another explanation for Xi 'an housing shortage, that is, after the Spring Festival, the approval and sales speed of Xi 'an Housing Management Bureau can't keep up with the market speed, which leads to temporary housing shortage.

However, since mid-March, the housing authority's wholesale sales speed has obviously accelerated. On March 15, five properties in Xi' an recently obtained pre-sale permits for commercial housing, and 884 new houses were added, totaling 123500 square meters. On March 16, another 8 properties obtained pre-sale certificates, and the supply of housing in the market continued to increase.

By the end of March, Xi 'an's pre-sale permits and saleable houses showed a "blowout" trend. From March 22nd to 23rd, a total of 14 houses were granted pre-sale permits. Relevant statistics show that the total number of suitable houses newly supplied by the market exceeds 7,000 sets.

From this point of view, Xi 'an's real estate market is still in a state of slow volume, but from the perspective of the approval and sales speed of the Housing Authority, the frequency will be accelerated in the near future, and the number of properties entering the market in the later period will gradually increase.

In addition, according to the listing supply plan of new commercial housing in downtown and Chang 'an District in 20 18, the listed housing area in 20 18 is about 26.97 million square meters, totaling 225,509 sets. About 56 projects will be launched in the coming April, and it is expected to be listed centrally 16609 suite source. This will solve the housing shortage problem to a great extent.

However, another phenomenon was found in the interview. Whether it is the hundreds of acres of large-scale market of brand real estate enterprises or some small and medium-sized real estate projects, there are not many houses launched at each opening, but just like squeezing toothpaste, only one or two properties are launched at a time, just like playing a "protracted war".

For this phenomenon, the above-mentioned independent real estate commentators believe that developers are constantly testing the market and gradually raising prices by launching houses step by step. This stems from the filing system of commercial housing sales price, which requires developers to file the sales price, but the sales price has been adjusted. If it is too high, it will not pass the filing, and developers can only gradually file, gradually raise prices, and gradually open the market.