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China Life launched Fu Rui Ankang Insurance. What are the terms of this insurance?
Article 1 Composition of an insurance contract
The China Life Insurance Fu Rui Ankang Annuity Insurance (Dividend-paying) Contract (hereinafter referred to as the Contract) consists of the insurance policy of China Life Insurance Fu Rui Ankang Annuity Insurance (Dividend-paying) and the attached benefit clauses, the Basic Clauses of Personal Insurance (hereinafter referred to as the Basic Clauses of the Contract), the cash value statement, statements, comments and approvals, and the insurance application, reinstatement application, health statement and other written agreements related to the Contract.
Article 2 Insurance coverage
Anyone who is born more than 28 days and under 60 years of age and is in good health can be the insured. I or anyone who has insurance interests can apply for this insurance from our company as the insured.
Article 3 Period of insurance
The insurance period of this contract is from the effective date of this contract to the date when the insured reaches the age of 85.
Article 4 The age and date of starting to receive the birthday bonus.
There are two starting ages for collecting birthday gift money: 60 and 65. The applicant can choose one of them as the starting age for receiving birthday payment in this contract when applying for insurance. Once the age at which the birthday payment begins to be collected is determined, it shall not be changed during the insurance period of this contract.
The date when the birthday payment of this contract begins to be collected is the corresponding date of the year when the birthday payment of this contract begins to be collected.
Article 5 The basic insurance amount
The basic insurance amount of this contract refers to the insurance amount stated in the insurance policy of this contract, if attached to this contract? China Life Insurance and Fu Rui Ankang Pay the Critical Illness Insurance Contract in advance? (hereinafter referred to as Supplementary Contract) If an insurance accident occurs and the critical illness insurance premium is paid, the basic insurance amount of this contract shall be reduced to zero.
In some contract clauses of China Life Insurance Fu Rui Ankang Annuity Insurance, the composition of insurance contract, insurance scope, birthday bonus and basic insurance amount are expounded. By understanding the terms of these insurance contracts, consumers can have a clearer understanding of China Life Insurance Fu Rui Ankang Annuity Insurance.
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